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What is Workman’s Comp?

Workman's comp (sometimes spelled "workmen's comp") is an older name for what is more commonly known today as "workers' compensation."

Workers' compensation is a form of insurance specifically for employees who are hurt on the job. It is a "no fault" system that covers injured workers' pay for wages lost and their medical benefits.

In return for these benefits, workers typically relinquish their rights to sue their employer. This is known as the "compensation bargain."

A brief history of workers' compensation

Workers' compensation laws were first initiated in industrial countries in Europe as a way to reduce litigation over work injuries. The premise is that since workers' compensation is a "no fault" system (meaning it doesn't matter whose fault the accident was), there will be less discrepancies.

Maryland was the first state to pass a statewide workers' compensation law in 1902. The federal government followed suit for all federal employees in 1906 and all states had enacted some form of workers' compensation by 1949.

These were known as "workman's compensation" laws, but most organizations now use the term "workers' compensation" as a gender-neutral alternative.

Initially these laws were voluntary, but most states later enacted new compulsory workers' compensation laws - meaning that employers are required to carry workers' compensation insurance or they may be subject to penalties.

In most states, workers' compensation insurance is provided by private insurance companies, although some states do have state funds set apart for workers' compensation purposes.

WorkersComp14_06042014NC "Workman's Comp" laws

In North Carolina, the North Carolina Industrial Commission (NCIC) is the legal body that oversees and rules on the Workers' Compensation Act.

Here are a couple of earmarks that set NC's workers' compensation laws apart:

1)      All employers with 3 or more employees must have Workers' Comp insurance

While there are some exceptions, the majority of employers that meet this criteria are required to carry workers' compensation insurance.

And any businesses that deal with radiation are required to have workers' compensation insurance regardless of the number of employees they have.

2)      For an injury to be compensable it must fall into one of these categories: 

  1. Injury by Accident - an injury resulting from an unusual event or situation while "on the clock"
  2. Specific Traumatic Injury - an injury to the back or neck while at work that occurred at a specific time or place (the circumstances do not have to be "unusual" or an "accident")
  3. Occupational disease - an illness or condition caused by exposure at work or a repetitive work action

If you've been injured at work and want to know if you have a workers' compensation case, call us for a free case evaluation at 1-866-900-7078. We're available 24/7.
Click here to find out more about our North Carolina Workers' Compensation Lawyers.

Contact Information

Asheville Law Office

300 Ridgefield Court Suite 309
Asheville, NC 28806
Phone: 828-552-8215
Toll Free: 1-866-900-7078

Charlotte Law Office

301 S McDowell St, Suite 900
Charlotte, NC 28204
Phone: 704-599-1078
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

2915 Raeford Road, Suite 204
Fayetteville, NC 28303
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Goldsboro Law Office

1308 Wayne Memorial Drive, Suite B
Goldsboro, NC 27534
Phone: 919-731-2581
Toll Free: 1-866-900-7078

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Greenville Law Office

702 Cromwell Dr. Suite G
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Morganton Law Office

216 N. Sterling Street, Suite B
Morganton, NC 28655
Phone: 828-219-3080
Toll Free: 1-844-520-2894

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Raleigh Law Office

4325 Lake Boone Trail, Suite 100
Raleigh, NC 27607
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

144 Woodridge Court
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078