It's hard for some people to consider hiring an attorney after a car wreck. After all, you don't want to be "one of those" litigious types. You just want what's fair. And, you reason, so does the insurance company.
But when the insurance company starts playing games with your time and potential compensation, what are you supposed to do?
Here's a story about one of our clients who gave the insurance company six ways to Sunday to treat him fair and square. But they never did. So he hired us.
It's a classic case of an injured driver who reluctantly came to us after the insurance carrier unsuccessfully tried two typical defense strategies: the lowball offer to pay medical bills to an unrepresented victim, followed by a bogus denial threat. This client wisely hired us and heeded our counsel instead. Here's the story...
The defendant's vehicle had plowed into our client, smashing the vehicle's front end. Luckily, the client emerged with moderate injuries. Initially, the client tried to work directly with the insurance carrier who verbally told him they would pay for his bills. The carrier made the process so convoluted that the client became frustrated. They gave him every excuse in the book except, "my pen won't work." Finally, the client contacted us.
After our involvement, the insurance carrier then tried to deny him any recovery, causing further delay and frustration for the client. All of us, including the client, had had just about enough of their time-wasting tactics, and we were able to negotiate a settlement for our client that we were pleased with1.
What Happens When You Hire a Car Wreck Lawyer?
While not all law firms are created equal, hiring a law firm can potentially make good things happen. Many on our teams have worked for the insurance companies before joining our firm. So they know effective strategies to show them we mean business.
As a matter of fact, studies have shown that, on average, car accident victims who hired a personal injury lawyer to represent them received 3.5x more compensation for their loss than they would have on their own2.
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1 Cases or matters referenced do not represent the law firm's entire record. Each case is unique and must be evaluated on its own merits. The outcome of a particular case cannot be predicated upon a lawyer's or a law firm's past results. Client identity and certain circumstances have been removed or changed to protect their privacy.
2 Insurance Research Council, 1999