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Contact the Law Offices of James Scott Farrin 1-866-900-7078

Which Greensboro Roads Can be Dangerous?

Every town and city has them. They’re the intersections, roadways, merge sites, or construction zones that locals try to avoid like a root canal. At best, these sites can be a nuisance. At worst, they can sometimes be downright deadly.

Our law firm has 14 office locations across North Carolina. The James Scott Farrin headquarters in Durham is right off the NC-147 Freeway. While convenient, the NC-147 Freeway always seems to be under construction somewhere, sometimes causing accidents and traffic back-ups.

I am located in our Greensboro office, which is in downtown Greensboro next to the Greensboro Marriott. We have often seen clients from High Point, Asheboro, and Burlington in addition to Greensboro. As a personal injury attorney, I am often privy to information from clients, law enforcement and others regarding roadways around town that can be particularly worrisome.

Troublesome Roads in the Greensboro Area

For me, personally, there are a handful of trouble spots.

Wendover Avenue can be a challenge, but the section near the I-40 can be particularly troublesome at times.

Battleground Ave. is another area I tend to try to avoid if possible. As a Greensboro accident attorney, I have known of many collisions along this route. The intersections along Battleground Ave. can be confusing, the volume of traffic is high, and there are random, short, one-way sections that can be problematic, even to local Greensboro residents.

There can also be congestion and collisions along the stretch of I-40/I-85 between the Freeman Mill Road exit and the Lee Street exit.

Those are my personal bugaboos. The Greensboro Police Department has their own list of sites that they consider to be among the most dangerous.

Greensboro’s Top Crash Sites and Speed Traps

WWFMY News 2 reported on the top 10 crash sites, according to the Greensboro Police Department:

  • I-40/I-85 (Elm-Eugene Street to 29)
  • I-40/I-85 (Randleman Rd to 220)
  • US-29 Corridor (E Market to E Gate City)
  • W Wendover Avenue Corridor (Bridford to Tri-City)
  • Battleground Avenue Corridor (Westride to city limit)
  • I-40/Guilford College Road
  • Holden Rd/Vandalia Road
  • W Gate City Blvd/W Meadowview Road
  • Pisgah Church/N Elm Street
  • I-40/Sandy Ridge Road

Many of the problems along these Greensboro roads have to do with speeding, and the news reports that Greensboro police have often had officers patrolling these very areas where speeding has been an issue.

The Law Offices of James Scott Farrin has represented far too many victims of speeders. Speeding is avoidable and so are accidents due to this offense. Sadly, though, we see these every day. It never gets any easier to see a life change for the worse in one brief instant.

Click here for Tony’s story. He was “living the dream” until he was hit from behind by a vehicle speeding at 70 mph.

Get a Free Case Evaluation From Greensboro Personal Injury Lawyers

If you or a loved one have been the victim of any type of car wreck in Greensboro or anywhere in North Carolina as a result of speeding or for any other reason, contact us today or call 1-866-900-7078 for a free case evaluation.

Click here for information on the formidable team of car accident attorneys at the Law Offices of James Scott Farrin who stand ready to fight for you.

Can You Sue With an App? (Yes. But Beware of Limitations)

Picture this. You’re injured in a fender bender and have slight to moderate medical repercussions – a broken nose, whiplash, a black eye, and bruises. Your medical and physical therapy expenses after you visit the doc amount to roughly $3,000.

The at-fault driver’s insurance company is dinging around about paying you the entire amount you owe for medical expenses. They claim you are only owed $900. You need the full amount, and you need it sooner rather than later.

Do you:

  1. Contact an experienced personal injury law firm to fight for the maximum amount you are allowed by law including injuries, time out of work and potentially other expenses incurred?
  2. Download the new lawsuit app, DoNotPay, which claims it can bring a lawsuit on your behalf with a swipe and a download or two to try to get your medical expenses reimbursed?

DoNotPay App for Small Claims Lawsuits

The DoNotPay app claims to allow users to bring small claims lawsuits (up to $25,000) without the use of an attorney. Wait, what? An app that acts like a lawyer?

Yes and no.

It can help you sue by using a bot to read your case and then offers you general guidelines as to your next steps in the legal process. The app claims to allow users to sue in small claims court without having to retain a lawyer. And if you win your claim you keep 100% of the damages received. For now, the app is free.

What Type of Claim Can the Lawsuit App Help With?

The app claims that you may be able to sue for up to $25,000 for a variety of potential claims, including:

  • Negligence
  • Breach of contract
  • Un-refunded deposits
  • Consumer refund
  • Automobile accidents

How Does the Lawsuit App Work?

Here is how the app purportedly works. It asks for your name and address and the size of your claim. It then generates a demand letter, creates a filing, and helps serve notice of the lawsuit.

According to motherboard.com, the app walks you through the process of filing a notice of the suit. If you go to court, it will generate scripts you can use in court. A bot will ask you a few basic questions about your legal issue and use your answers to classify your case into 1 of 15 different legal areas. The app will then draw up documents specific to that legal area, and fill in the details. You print the completed document and mail it to the courthouse to establish that you’re a plaintiff in a lawsuit.

Who might use such an app? Some people do not seek a lawyer in small claims proceedings because it is either not permitted by law or because the amount of damages to be paid may not justify the cost of an attorney.

What Can an Attorney Do That the Lawsuit App Cannot?

Let’s take a closer look a typical car accident victim.


Studies have shown that, on average, car accident victims who hired a personal injury lawyer received 3.5 times* more compensation for their loss than they would have on their own.


The app cannot completely and fully understand all the nuances of a case. It does not review the case for accuracy, draw legal conclusions, or provide opinions about your selections of forms. I can tell you that no app can spot missed opportunities or offer the advantages than an experienced lawyer could.

CYA (cover your assets). From the very first phone call you will have with the at-fault driver’s insurance adjuster, we can help. You will be asked to give what is known as a “recorded statement.” The recorded statement is designed for the benefit of the insurance company. You may think you’re being asked seemingly innocuous questions and not think much about your answers – until your answers come back to hurt you, and the insurance company claims you are to blame. Believe me, we have seen this happen often.

Click here for a true story about how the story can change just like that.

Keep track of medical care. After about three months of treatment, your injuries amounted to $3,000. But what happens if the impact that caused your broken nose began to cause you to experience chronic migraines six months down the road? What if a doctor says those migraines were not caused by the crash? Trauma can often beget more trauma later.

Take care of the paperwork hassles. The amount of medical and other paperwork, alone, that plaintiffs’ have to keep up with can be overwhelming – and is sometimes a reason people turn to us for help. Not handling it properly and within the strict timeframes of the insurance companies can often hurt a clients’ case if they don’t know what, when, or how to file correctly.

Fight for the maximum amount you are allowed by law. I cannot tell you the number of times when there seems to be little or “no” money available to pay a client for damages, such as in a case involving an uninsured or underinsured driver. That doesn’t stop us from seeking to try to find other income sources, such as second homes, cars, trucks, boats, and other non-exempt sources for funds. We routinely conduct thorough and meticulous research to try to piece together clues – reading between the lines, consulting with experts, and looking for that needle in a haystack that can sometimes yield an unlikely or alternative source of finances.

Personal attention every step of the way. As with any endeavor, there’s often a circuitous path from point A to point B. Life is full of twists, turns, and surprises – and lawsuits are no different. We strive to forestall any surprises to try to lift your burden at each step of the way.

An app cannot empathize with you, represent you in court, or negotiate a resolution.


If you are looking to handle your case on your own, we can help with that too. Click here for a do-it-yourself personal injury booklet we wrote for injury victims who want to try to handle their claim on their own.


Our Contingency Fee Is Designed to Offer You Flexibility

Cost shouldn’t be a reason to resort to a legal app instead of potentially taking advantage of all the benefits a lawyer can offer. Our attorneys do not get paid an attorney’s unless you win or your case settles. Our Founder and President, James S. Farrin said:


If we don't achieve a result for a client, we don't get an attorney’s fee. I love that because — if we can't get someone a result, I don't want a fee. We're not paid on the hours we work on the case or the time we put in. We have one incentive, and that is to get our client a result."


We advocate for you in an effort to try to get you the maximum compensation you potentially deserve. Will an app call your medical practitioner repeatedly to obtain your medical records? Will an app review them for accuracy? Probably not. Will an app personally visit witnesses when necessary to depose them and take their statement? Will an app try to gather all the facts, and then some, in an effort to leave no stone unturned? Will an app return your calls and lend an empathetic ear?

Get a Free Case Evaluation from NC Attorneys

Our firm is comprised of experienced, legal professionals (and that includes our paralegals) who will strive to get you the best compensation you potentially deserve. If you have been hurt by someone’s negligence, contact the Law Offices of James Scott Farrin or call 1-866-900-7078.

 

*Insurance Research Council 1999

Tire Tread Depth Safety Standard May Be Too Low

You know your tires are responsible for getting you from A to B. But how much do you really know about the safety of those four wheels under your vehicle? Here are some surprising facts uncovered in a new AAA study about tire safety and tread depth.

Tires are the only point of contact between vehicles and the road. Every safety and control system in the vehicle relies on the ability of the car’s tires to maintain adequate traction. That is why safety guidelines are imposed on how worn vehicle tires can be before they are considered illegal to drive on.


According to the North Carolina Consumers Council, your tires are your most critical safety component.


The agency states that tires with a tread depth of 2/32” or less will not pass state safety inspections. Tires with tread below this threshold are known to be insufficient for a vehicle’s needs, especially in wet conditions.

However, a new study by AAA suggests that even tires that are within our state’s limits are more dangerous than people may realize.

How Safe Is the 2/32” Tire Depth Minimum?


AAA found that a tread depth of even 4/32”, twice as deep as the state standard for
replacement, was measurably unsafe.


The agency conducted tests on wet roads at speeds of 60 mph to compare the stopping ability of brand new tires versus those with a tread depth of 4/32”.

The tests discovered that, compared to new tires, those with a tread depth of 4/32” increased stopping distance by 43% – which means another 87 feet of stopping distance for cars. Put another way, the point at which the new tires reach a complete stop, the worn tires continue to travel at speeds of nearly 40 mph. No matter how hard you hit the brakes; your tires will keep traveling and could potentially cause a collision.

If you think buying more expensive tires is the answer, AAA has a caveat about that. The study found that tread depth had a much larger influence on tire performance than the cost of the tires. Worn tire performance for the most expensive all-season tires did not perform significantly better than the less expensive all-season tires in the study.

Precautionary Measures & Tire Tread Depth

The National Highway Traffic Safety Administration (NHTSA) found that one in every 11 crashes involved an issue with a tire prior to the accident.

So what can you do to help try to keep your tires up to par?

  • Inform yourself of the functions and proper maintenance of your tires. Take matters into your own hands and stay up to date with information on tire safety.
  • Test your own tire depth using a quarter. Turn the quarter upside down and place it in the tread; if you can see anything above the top of Washington’s hair, it is time to change the tire.
  • Don’t wait to change your tires. Change them before they reach a tread depth of 4/32” instead of waiting until they reach the state-mandated minimum of 2/32”.

AAA notes that the 2/32” minimum may provide benefits in the form of lower warranty costs for manufacturers, but the human cost could be too high to ignore.

Click here for more tips on safe driving.

Get a Free Case Evaluation from North Carolina Car Crash Attorneys

If you or a loved one has been the victim of a car accident due to the at-fault driver’s worn tires (or for any other reason) contact us today or call 1-866-900-7078 for a free case evaluation.

Click here for information on the formidable team of car accident attorneys at the Law Offices of James Scott Farrin who stand ready to fight for you.

Truck Wrecks Are Not Just Big Car Wrecks

Experience navigating commercial truck accident investigations tells us this:

Commercial truck accident investigations take on a life of their own and can become very complex, very quickly.

Success in truck accident claims often boils down to experience


“As a defense lawyer for the trucking industry, we were often called to the accident scene within the hour to begin gathering evidence to make a case.”

— Patrick White, Former Defense Attorney for the Trucking Industry


There are a whole host of state and federal rules and regulations that govern how commercial trucking companies and truck drivers should operate. Millions of dollars can potentially be at stake, which is why insurance companies are likely to do almost anything to deny fault. They often have their best and most experienced adjusters handle these claims. Some have been known to send a defense lawyer to the scene within the hour to begin gathering evidence on behalf of their client.

Experience in this industry has proven to me that it is extremely difficult to be successful in this type of claim unless you know how to navigate the trucking industry and its rules and regulations.

A collision with a commercial truck is subject to different rules and regulations than car crashes. The Federal Motor Carrier Safety Administration (FMCSA) mandates operating codes that apply only to commercial trucking companies and truck drivers. Truckers also have special training and licensing requirements. Trucking companies are required by law to keep records that must be produced as evidence in the event of a crash. However, sometimes these documents have been destroyed if they were not accessed immediately.

Preservation of evidence is a critical reason we urge truck accident victims to contact us as soon as possible after an accident.

Serious injuries and potentially millions of dollars could be at stake

Multiple companies are often involved and will potentially point blame at each other – and at you. Trucking companies often act immediately, putting their best people on the scene to start making a case against anyone but them.

If we take your case, we will immediately begin gathering evidence to try to get you the maximum compensation you may deserve.

We take immediate action to preserve critical evidence

Trucking companies will often call on their best investigators, insurance reps, supervisors, and other truck accident experts. They will be looking at skid marks, the debris field, talking to witnesses, the police. They will obtain data from the truck’s black box and driver log books – and they will work to get the data that was recorded from your own vehicle, such as speed and braking.

Truck accident victims may need their own accident experts on the scene to gather evidence and secure critical information.

Multiple companies will likely obtain their own lawyers to try to prove fault

In my experience, it is rare that anyone wants to pay or accept fault, including companies who broker truck drivers, loaders, and maintenance, parts manufacturers, and the trucking company itself. The driver’s very livelihood may depend on his innocence. So he may try to do everything he can to exonerate himself, even if that means blaming you.

Let us work to deflect these accusations to try to prove you were not at fault and that you deserve maximum compensation.

We investigate to try to uncover all parties that may be liable to you in a trucking accident, including:

  • Owner of the trucking company
  • The parent company of the trucking firm
  • Big-rig owner
  • Truck driver
  • Truck driver’s employer
  • Owner of the cab and owner of the trailer
  • Manufacturer of the truck’s parts
  • Maintenance company that services the truck or its parts
  • Manufacturer of other vehicles, if involved
  • Owner and driver of any other vehicle involved
  • And potentially other at-fault parties

You may get nothing if they can show you were partly to blame

If the defense lawyers can show that you were just 1% at fault, they may claim they do not have to pay you one dime under North Carolina’s contributory negligence laws. Unfortunately, they may be correct. Contributory negligence means that even if you were just a fraction at fault for your injury, the insurance company may not be legally obligated to compensate you. That is why you need a lawyer who can help you try to prove someone else was 100% to blame for the injuries you suffered.

Insurance companies sometimes offer far less than what you deserve

Or they may offer what you might believe is a substantial sum of money. Don’t be fooled by an offer of quick cash up front. In many cases, we’ve found these types of offers to be a ploy to entice the unwitting victim to settle quickly and disappear – fast.

Our advice? Talk to us before accepting any type of truck accident settlement.

Let us even the playing field and fight for maximum recovery

Trucking companies have lawyers looking out for them. That's why it's important to have an experienced truck accident attorney fighting for you. We complete our own investigations and take steps to preserve evidence in the possession of the trucking company, by court order if necessary. This evidence may include:

Hours of Service (HOS) data

HOS data can be found in logbooks or electronic logging devices. It can show whether the driver followed federal regulations concerning the number of hours drivers are allowed to spend on the road.

Employment records

Did the driver have a poor safety record or was otherwise unqualified to drive a truck?

Maintenance records

Were there maintenance problems with the truck or any of its individual parts?

Electronic data

Today’s trucks have electronic control modules ("black boxes") that record information about the truck's operation. This information has been known to disappear quickly.

We fight for maximum compensation the law allows

You may have a right to maximum compensation for:

  • Medical and rehabilitation bills
  • Future medical
  • Lost time from work
  • Cost of vehicle repairs
  • Diminished earning capacity for permanent injuries
  • Funeral expenses

Pay no attorney’s fee if we don’t recover

You pay us nothing upfront and no attorney’s fee whatsoever if we don’t recover for you.

We offer a free initial case evaluation, so contact us today at 1-866-900-7078.

You have a lot on your shoulders right now – a lot of decisions to make about your recovery and medical bills. Let us try to go after all the money you may be owed so you can focus on recovering from your injuries.

Free Case Evaluations – J&J’s Baby Powder and Cancer Claims

Fallout from Johnson & Johnson’s attempts to hide the fact that their body powders contained – not one – but two, potential carcinogens is spreading like its own unrelenting cancer.

J&J Allegedly Knew of Talc and Asbestos Dangers

Marketwatch.com highlighted a December, 2018, Reuters report stating that internal Johnson & Johnson documents offered proof that the company knew for decades that cancer-causing asbestos lurked in its Baby Powder. In just one day, the pharma giant’s stock price fell more than 10% after the report was released.

Marketwatch.com stated:

“The documents showed that, internally, executives, mine managers, scientists, doctors and lawyers were worried about the problem of its raw talc and finished powders testing positive for the substance. But they denied all claims until they were compelled to share thousands of pages of documents with lawyers, representing some 11,700 plaintiffs who claim the talc gave them cancer, including thousands of women with ovarian cancer, the report found.”

Naturally, Johnson & Johnson rebuked any truth to the report.

Even so, the decline in Johnson & Johnson’s stock shares erased about $40 billion from the company's market capitalization, as investors feared the impact of the report in the wake of thousands of talc-related lawsuits.

Baby Powder, Talc, Asbestos, and the Facts

It seems that “the family company” has, like many families, a skeleton or two in its medicine closet.

For starters, J&J allegedly lied about their knowledge that talc had the potential to cause cancer. That lie surfaced in 2015 when 30 years of internal corporate documents were released during the trial of an ovarian cancer victim.

Recently, more internal documents have surfaced showing that the company may have also concealed that they knew their powders contained asbestos – a known carcinogen.

Asbestos is a soft mineral mined from the ground. It creates very fine fibers and dust particles that are small, light, odorless, and colorless. These particles remain in the air a long time and can be unknowingly inhaled or ingested. Asbestos was commonly used in many products worldwide throughout most of the 20th century. The U.S. banned its use in the 1970s because of the potential to cause disease, including deadly mesothelioma.

Read the shocking story of asbestos and mesothelioma here.

Get a Free Talcum Powder Case Evaluation by North Carolina Lawyers

We are taking calls from individuals who believe their ovarian cancer (or that of a loved one) may have been caused by talcum powder use. If we take your claim, you may receive compensation to cover medical expenses, temporary and permanent physical injuries, and time out of work, among other damages.

For more information or to have a North Carolina lawyer review your potential talcum powder case (for free), contact us or call 1-866-900-7078.

The Law Offices of James Scott Farrin consults with a national network of attorneys on product liability, defective drugs, and defective products cases in an attempt to provide the best representation we can for our clients. Depending on the details of your case, our firm will likely refer your matter to another law firm with which we associate. We will only do this if we believe it is in your best interests and if you agree.

Investigating 3M Military Earplug Claims for Hearing Loss & Tinnitus

For more than 10 years, 3M sold the United States military defective Combat Arms earplugs (CAEv2), which have been linked to dangerous hearing loss and/or tinnitus. In a whistleblower lawsuit, the Department of Justice (DOJ) ordered 3M to pay the government $9.1 million in an effort to try to restore some of the financial losses.

While some financial losses can be restored, the hearing of thousands of our soldiers cannot. That is not fair to our brave men and women who trusted 3M to protect their hearing while they were in harm’s way protecting our country.

If you or a loved one suffered hearing loss and/or tinnitus as a result of using 3M’s Aearo Technologies Dual-ended Combat Arms earplugs (CAEv2), while serving in the military from 2003–2015, contact us right away or call 1-866-900-7078.
You may be eligible for compensation.

Symptoms of Hearing Damage

NIHL (Noise Induced Hearing Loss) is the most common injury among war veterans who return to the US, according to usnews.nbcnews.com. Stars & Stripes reported that tinnitus and hearing loss are the VA’s two most prevalent service-related disabilities.

Symptoms of hearing loss may include:

  • Trouble understanding speech
  • Difficulty hearing on the phone
  • The perception that people are mumbling
  • Avoiding social situations
  • Ringing in the ears
  • Loss of balance

3M Military Earplug Victim Felt “Violated”

WRAL.com reported that retired Army General Jay Gothard said in a legal settlement, “I'll live the rest of my life with a hearing problem which was probably aggravated by using these earplugs for a number of years.” He also said that between the DOJ and 3M, he felt “violated.”

3M, naturally, denied any wrongdoing and emphasized their safety standards. What about their ethical standards? The whistleblower who brought the suit to the DOJ, revealed evidence suggesting 3M and Aearo Technologies manipulated test results to make it appear their product met government standards.

How Are 3M Earplugs Defective?

According to the growing number of lawsuits filed, the earplugs do not reduce noise levels as the company claimed. The stem is too short to be inserted deeply into the ear canal, causing them to loosen in the ear without the wearer realizing it. This allows dangerous levels of noise to penetrate the ear canal, causing significant and irreparable damage.

One Million+ Military Families Call NC Home

Ft. Bragg Army Base, Seymour Johnson Air Force Base, and Camp Lejeune are home to well over a million military families. And NC is home to the Law Offices of James Scott Farrin, with 14 offices across NC including Fayetteville and New Bern. We are proud of the military vets who work for our firm, and we actively recruit military vets for career opportunities.

On a personal note, my father-in-law served in the US Army for more than 30 years before retiring as a Major General. The men and women defending our freedoms deserve our thanks and support, not harmful deception.

You have served us. Give us the privilege of serving you.

NC Lawyers Investigating 3M Earplug Claims

If you or a loved one suffered hearing loss and/or tinnitus as a result of using 3M’s Aearo Technologies Dual-ended Combat Arms earplugs (CAEv2) while serving in the military from 2003–2015, contact us immediately or call 1-866-900-7078. You may be eligible for compensation that can potentially cover:

  • Medical costs
  • Temporary and permanent physical damages
  • Time out of work
  • Potentially other expenses related to your diagnosis
Categories: Personal Injury

The Hard Truth About Getting Reimbursed for Hurricane Damages

By Christopher Bagley

With Hurricanes Florence and Michael sweeping through North Carolina less than a month apart in 2018, many Tar Heels have been devastated, with home, business, farm, and auto damages totaling billions of dollars.

ABC11 reports that 185,000 claims related to Hurricane Florence were filed with the North Carolina Department of Insurance, and FEMA received 80,000 claims.

If you are among those filing hurricane damage claims, you may discover that your insurance company is not as willing to help as you assumed.

While insurance companies may want you to think they have your best interests at heart, history shows that’s not always true.

Real People. Real Stories

Insurance Delays and Denials

Two years after Hurricane Matthew damaged one Goldsboro homeowner’s home in 2016, the homeowner is ready to give up. The insurance covered “just enough for a contractor to gut the home and replace a tiny portion of her ruined contents,” according to a WRAL news report.

Meanwhile, the flooring, walls, and the remainder of her belongings were damaged to an unlivable condition, forcing her to live in an apartment while continuing to pay her mortgage. As eastern North Carolina residents were still trying to pick up the pieces from Matthew, Hurricane Florence slammed into the NC coast two years later, damaging her property further. While FEMA rejected her initial buyout application, she hopes this second round of damage will qualify her for relief.

An Ugly Trend in Hurricane Damage Claims

Undervaluing hurricane damage claims is not new to some insurance companies. In fact, this trend seems to have become the new normal.

Hurricane Katrina

After Hurricane Katrina all but wiped out much of New Orleans in 2005, policyholders who believed they were treated unfairly by their insurance companies complained to the Louisiana Department of Insurance at the rate of twenty thousand complaints a month during the first six months after the storm. Thousands of policyholders sued their insurance companies, with more than 6,600 suits filed in federal court in New Orleans alone.

The New York Times reported on one victim that was offered just $41,000 of the expected $100,000 in damages. Another was offered only $16,000 to cover damage that he anticipated totaling $300,000 – less than 5% of what he needed.

The New York Times described the behavior of insurance companies two years after Katrina:

“Insurance companies may have paid out $11 billion to Louisianians in the two years since Hurricane Katrina, but they have also become a new villain in the tales people tell about the slow recovery here. Every neighborhood is full of horror stories about insurance companies that reneged on their promises, offered only pennies on the dollar in settlements, dribbled out payments, low-balled the costs of repairs, dropped long-time customers and sharply increased the price of coverage.”

Hurricane Irene and Superstorm Sandy

Nine insurance companies were accused of wrongfully denying claims and misinterpreting terms following Hurricane Irene in 2011 and superstorm Sandy in 2012. In their attempts to underpay claims, some insurance companies interpreted the policies’ definitions of ground floors and basements in ways that surprised their policyholders.

Hurricane Irma

After Hurricane Irma left a swath of devastation in the Caribbean and Florida in 2017, some insurance companies left homeowners far short financially of what they needed to repair holes in their roofs and water damage in walls, reports Florida’s WINK News. One homeowner was particularly upset to see her “high accomplishment” investment of a home crumble with little support from her insurance company.

Why Do Some Insurance Companies Try to Delay and Deny Claims?

Time after time, some insurance companies have denied claims and underestimated hurricane property damages.

With roughly half a trillion dollars in cash reserves, why do some insurers force hurricane victims to put up such a fight to get what they need to repair their homes, businesses, and cars?

The stark reality is that most insurance companies are for-profit businesses. That is not wrong, it is just business. At the end of the day, like most for-profit businesses, they are looking out for their bottom line – even at the expense of unwitting policyholders.

Click here for shocking examples of some insurers that have tried to take advantage of policyholders in an effort to pad their own bottom lines.

Contact the Law Offices of James Scott Farrin

If you have suffered hurricane damage to your home, business, or farm, you don’t have to go through the fight alone to try to recover damages.

Our law firm has fought insurance companies for our clients since 1997. Moreover, we have many employees who previously worked for insurance companies, and they are uniquely familiar with insurance company tactics. We have seen, firsthand, so many ways they can try to delay or deny claims, we wrote a book of actual client stories called Insurance Companies (and others) Behaving Badly. You can download it free and read these stories, yourself.

If you have or a loved one has been affected by the hurricane or other natural disaster, you deserve a team that will fight for you in an effort to try to get you the maximum amount you are entitled to. Call us at 1-866-900-7078 or click here to contact us for a free case evaluation.

How to Drive Smart When School’s In Session

As auto accident lawyers we are often asked questions about “the rules” of the road. What is legal, what isn’t. One question I have found myself answering more than a few times is when to stop for a stopped school bus. (Click here for our easy-to-follow infographic.)

The better question to answer in my opinion is how to drive safely near schools and when school children are nearby.

When Do I Stop for a School Bus?

If you are unsure of exactly which situations require you to stop for a stopped school bus, you are not alone. During a one-day study conducted by the North Carolina School Bus Safety Web in 2013, more than 3,300 vehicles illegally passed stopped school buses.

The penalty for not stopping carries a minimum fine of $500, as stated in House Bill 428 (Hasani N. Wesley Students’ School Bus Safety Act). Passing a stopped school bus is not only illegal but also dangerous for children who may be entering or exiting the bus.

As a rule of thumb, drivers behind the school bus should always stop, regardless of whether they are in the same lane as the bus or not.

With a couple of exceptions, drivers on the opposite side of the road must also stop for a stopped school bus. Traffic traveling in the opposite direction is not required to stop, ONLY if driving on a four-lane road with a median separation, divided highway, or center turning lane. However, four-lane roads without median separation or turning lanes, and all two-lane roads – with or without center turning lanes – require that all traffic on either side of the road come to a complete stop until the school bus resumes motion.

Driving Near School Busses

In addition to knowing when to stop for a stopped school bus, drivers should take additional precautions when sharing the road with school buses. The National Safety Council (NSC) recommends leaving a greater following distance behind buses than you would behind other cars, allowing you adequate time to stop when necessary.

The NSC also warns that “the area 10 feet around a school bus is the most dangerous for children.” The organization recommends that drivers stop with a generous space between the bus and their vehicles to allow school children to enter and exit the bus as needed.

Keep in mind that because school buses are so large, drivers have limited visibility of surrounding cars and may not be able to see you. You should take this into consideration and yield to school buses when changing lanes and turning.

Look Out for Pedestrians

More than one-third of the children killed in school-transportation related crashes between 2006 and 2015 were pedestrians, according to the National Highway Traffic Safety Administration (NHTSA). In North Carolina drivers must yield to pedestrians at all intersections and driveways.

School-aged children may be unpredictable or may not know the specific rules of when to cross a street. Therefore, drivers should use extreme caution and be prepared to stop at any given time when traveling through school zones and surrounding areas and neighborhoods.

The only thing children should have to worry about on their journey to school is whether or not they will pass their algebra test!

NC Personal Injury Lawyers Offer Free Case Evaluation

Getting hurt on the way to school is something no one should have to go through alone. There can be extensive medical bills and issues with the insurance company. You want someone to fight for you to try to recover everything you are potentially due in damages.

Studies have shown that, on average, car accident victims who hired a personal injury
lawyer to represent them received 3.5X more compensation for their loss than they would have on their own*.

If you or someone you know was involved in a school-transportation related accident, contact us or call 1-866-900-7078 for a free case evaluation.

*Insurance Research Council, 1999.

How Safe Are You at the NC State Fair?

If you are thinking of going to the 2018 North Carolina State Fair you will, quite literally, be one in a million. Over one million guests are expected to line up at the fairgrounds during those 10 days. Many will get their fix of deep fried Oreos before getting tossed and turned upside down by one of the thrilling attractions the NC State Fair offers.

While this may be a family tradition for many, one mishap could quickly turn tragic.

How Safe Are You at the NC State Fair?

Though rare, injuries on carnival rides do occur, and the North Carolina State Fair has not been immune to mishaps.

  • In 2017, a 2-year-old boy was injured after falling off a ride due to user error, as reported by ABC11.
  • In 2013, five fairgoers were hospitalized after falling approximately 30 feet from “The Vortex” due to ride malfunctioning.
  • In 1998, three riders suffered injuries after a roller coaster’s cars collided.

NC State Fair employees, too, must deal with the uncertainty of the carnival rides they operate.

  • In 2013, a worker was taken to the ICU after a ride he was disassembling fell on top of him, WRAL
  • In 2009, a similar incident occurred with an employee attempting to break down the “Flying Bobs” ride, according to ABC11.
  • In 2004, a worker was struck and injured by a steel beam.
  • In 2002, a ride attendant was killed after being struck by the ride and thrown from his platform.

How to Have Fun & Try to Be Safe

A 2010 ABC report attributes the 7,000 annual emergency room visits due to carnival ride injuries in America primarily to three reasons: equipment malfunctions, varying inspection regulations, and user error.

The federal government oversees only the manufacturing of these rides – set-up and maintenance is left to state regulation. North Carolina requires semi-annual unannounced inspections of stationary rides, as well as inspections of mobile rides at the time of set-up.

As a preventative measure, fairgoers should strictly obey the safety guidelines provided by fair attendants. The International Association of Amusement Parks and Attractions (IAAPA) provides further recommendations when riding carnival rides:

  • Don’t try to cheat the system: follow the rider age, height, weight and health restrictions.
  • Keep all body parts inside the ride’s vehicle at all times.
  • Secure any loose items (wallets, change, sunglasses, cell phones, hats, etc.) before getting on the ride.
  • Use the safety equipment as it is intended to be used – don’t try to loosen or remove restraints even if they’re uncomfortable.
  • Never force anyone to ride attractions they’re hesitant or weary of.
  • Report any behavior or conditions you believe to be unsafe to authorities immediately.
  • Talk to your children to make sure they understand the importance of following these rules.

These attractions are meant to create an amusing, thrilling, and overall positive experience. The safety measures are incredibly important in order to maintain this light-hearted atmosphere, rather than turning it into a scene of fear and tragedy.

Thank Your NC State Fair Ride Attendants

Behind the scenes of the fun and games are employees who strive to ensure your NC State Fair experience is as safe and enjoyable as possible. When you think of jobs that put their employees’ lives on the line, a carnival ride attendant may not come to mind. However, if they lose control of their rides, they are potentially placed in a very dangerous situation.

Just as passengers cannot predict a ride malfunction, operators may not necessarily know if or when their machine will malfunction. Because of the close contact employees maintain with their rides, they face the same uncertain dangers riders do. They have a lot of responsibility to try to keep you safe. Thank them for helping to keep you safe and for an enjoyable experience.

Get a Free Case Evaluation from NC Personal Injury Lawyers

If you or someone you know was injured at the NC State Fair (or any NC carnival, water park, or similar attraction) contact us immediately or call 1-866-900-7078 for a free case evaluation.

Shocking Facts About Hit-And-Run Crashes

According to the AAA Foundation for Traffic Safety, more than one hit-and-run crash happens every minute on America's roads. As a matter of fact they have hit an all-time high – and they’re increasing, says a new AAA study.

It’s a trend going the wrong way and showing no signs of stopping or turning around any time soon.

Hit-and-runs occur when at least one person involved in the crash flees the scene before offering help or information to others involved. While hit-and-runs typically occur between two moving cars, they may also involve pedestrians, bicyclists, motorcycles, parked cars, and other property.

Hit-and-runs are serious business and can increase the cost of medical care, including the severity of outcomes, given delays or total absence of medical attention for victims and for families who are looking for remediation and insurance support. Experts say staying to help the injured victim could save a life.

Not only have hit-and-runs become more common, they are increasing. Let’s see why.

Putting Hit & Runs in Perspective

Here’s what AAA’s study shows about the severity and frequency of hit-and-runs.

  • The North Carolina Department of Transportation (NCDOT) says that there were 56 recorded hit-and-run crashes in 2017.
  • Nationally, hit-and-runs account for over 5% of traffic fatalities.
  • Nationally, there’s an average increase of 7.2% every year.
  • Fleeing drivers accounted for 20% of pedestrian crash fatalities.
  • Nearly 65% of people killed due to hit-and-runs are pedestrians and bicyclists.
  • In 2016, 2,049 people were killed in hit-and-runs, a 60% increase since 2009 and the highest number ever.

To put it in perspective, that’s almost six deaths per day and more than one hit-and-run every minute on US roadways.

What’s with the Trend?

No one knows exactly why there is an increase in hit-and-run collisions, but there are many theories, ranging from population increase to distracted drivers, including drivers who are on their cell phones while driving.

Population Growth

With a population of 292 million, the US is the third most populous country in the world. And the US Census anticipates the population to double during this century.

North Carolina’s population is 10.3 million. And with a birth every eight seconds, our state is ranked as the fifth fastest growing state in the nation.

So what does this mean for hit-and-runs? It means there are far more people on the road which increases the number of collisions, including the likelihood of hit-and-runs.

Strengthening Economy

When the economy is doing well, more people have money to buy gas and travel. Many can also afford their own cars, cell phones, Bluetooths, and other technological devices that may take their mind off driving and contribute to the spike of collisions.

Distracted Driving

Another theory for the increase of hit-and-runs centers on distracted driving, namely cell phone usage.

In many states, including North Carolina, texting and driving is illegal, meaning that a collision due to phone usage turns an accident into a criminal offense. This is something scary enough to send a driver fleeing the scene and creating a hit-and-run.

A new Zendrive study has revealed what many of us intuitively suspected. Americans use their phones nearly every single time they get behind the wheel. The study also found that drivers spend 3.5 minutes every hour on their phones while driving, even though a two-second distraction increases the chances of a crash by 20 times.

Drunk Driving

Driving a vehicle drunk or impaired is a crime. Like texting and driving, fear of that criminal charge on top of causing a collision could lead someone to flee the scene, effectively creating a whole new criminal charge.

Every day, nearly 30 people in the US die because of alcohol-related vehicle crashes – or, one person every 50 minutes in 2016, according to the National Highway Traffic Safety Administration (NHTSA).

In North Carolina, alone, there was a 50% increase in driving while impaired cases from 2014 to 2015.

While these represent only a few theories on the hit-and-run increase, there is no definitive answer as to why hit-and-runs have continued to increase.

The Motivation to Run: Hit-and-Run Characteristics

Leaving the scene of a collision is illegal in every state and can lead to serious criminal charges. In North Carolina, even a misdemeanor hit-and-run (which would involve property damage or minor injury) carries a potential sentence of up to one year in jail as well as fines.

According to Jennifer Ryan, director of state relations at AAA, “While no one likes being involved in a crash, leaving the scene will significantly increase the penalties for drivers – whether they caused the crash or not.”

Yet, it happens over a thousand times a day.

Who Are Hit-and-Run Victims?

  • Fatally injured pedestrians under age six or over age 80 were half as likely to be victims of hit-and-runs as in any other age groups.
  • In crashes involving children, the driver is identified more than 60% of the time versus 39% for older victims.
  • Males make up around 70% of hit-and-run victims in crashes.

Who Are Hit-and-Run Drivers?

  • Drivers are likely to be young males with a history of prior DWI and license suspension.
  • Drivers tend to drive older model cars, suggesting a lower socioeconomic status.
  • Drivers frequently have positive blood alcohol content (BAC) at the time of arrest, and drivers who leave the scene are between two and nine times more likely to have been intoxicated at the time of the crash.
  • Drivers who flee crashes involving children ages 15 and younger or women are more likely to be identified later on.
  • Drivers are about twice as likely to be identified in hit-and-runs when they happen in locations other than the road or crosswalks.

What Factors Contribute to Hit-and-Runs?

  • Environmental factors tend to be associated with the likelihood of a hit-and-run crash. These factors may include lighting, roadway design, and location.
  • In general, the greater the visibility of a crash, the less likely it will turn into a hit-and-run. Visibility may include lighting conditions, but it can also involve the number of potential witnesses, such as on heavily trafficked roads.
  • Contrastingly, higher pedestrian traffic increases the chance of a hit-and-run, though these are half as likely to occur in the daylight as opposed to nighttime when lower visibility improves a driver’s chance to flee.
  • Hit-and-runs are almost 4.5 times more likely to occur between the hours of midnight and 4 a.m., compared to crashes between 8 a.m. and noon. Nighttime, in addition to increasing the chance to escape because of low visibility, typically involves more risky behaviors like driving without a license or driving while intoxicated (DWI) – crimes that could motivate someone to flee the scene.
  • Types of roadways may also affect the likelihood of a hit-and-run. For example, undivided roadways or roads with lower speed limits increase the chance of hit-and-runs mostly because they are the roads pedestrians are more likely to cross versus high-speed interstates with minimal exposure to pedestrians.
  • And, not surprisingly, urban areas have more hit-and-runs than low-population areas.

Countermeasures: What You Can Do

These statistics are alarming. What can you do to avoid being another victim of the increasing number of hit-and-runs?

When a Collision Happens

If you are in a vehicle and are the victim of a hit-and-run, follow these steps as you are able:

  1. Pull over to get out of traffic. Write down or take a picture of the license plate number of the other vehicle. Police say that many victims are tricked when the driver of the other vehicle appears to pull over but then takes off, leaving behind a very confused victim.
  2. Try to get a description of the vehicle and where it is heading as it speeds away.
  3. Contact law enforcement immediately and tell them everything you know about the driver and what happened.
  4. Photograph the damage.
  5. Stay This can be very difficult to do if you are the victim of a hit-and-run, but panicking largely decreases your chance of getting that viable information that can be used to find the person responsible.

Avoid a Hit-and-Run as a Pedestrian

A pedestrian hit-and-run can be a little more challenging. Here are some safety tips to keep in mind as a pedestrian to try to reduce the risk of being hit by a car.

  1. Wear bright colors or reflectors so you can be more visible to drivers. Colors that easily reflect light, like white or yellow, are good choices. Reflectors can make you visible in a car’s headlights up to 500 feet.
  2. Stay on the sidewalks and crosswalks, especially at night.
  3. Stay off roads without sidewalks, or walk against traffic if there are no sidewalks. Walking against traffic allows you to see oncoming cars that might not see you.
  4. Look where you are going. When crossing a street, look left, right, and then left again.
  5. Be alert. You can’t control what other people are doing, but by being alert, you can control what you’re doing and how you might need to react to a potential situation.

Of course, none of these things can guarantee safety, but by doing your best to stay safe, you are potentially reducing your risk.

Get a Free Case Evaluation from Experienced North Carolina Lawyers

If you or someone you know was the victim of a hit-and-run injury or fatality, contact us immediately or call 1-866-900-7078. Our North Carolina car accident lawyers offer a free case evaluation.

Contact Information

Asheville Law Office

300 Ridgefield Court Suite 309
Asheville, NC 28806
Phone: 828-552-8215
Toll Free: 1-866-900-7078

Charlotte Law Office

1001 Morehead Square Drive, Suite 350
Charlotte, NC 28203
Phone: 704-599-1078
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

2915 Raeford Road, Suite 204
Fayetteville, NC 28303
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Goldsboro Law Office

1308 Wayne Memorial Drive, Suite B
Goldsboro, NC 27534
Phone: 919-731-2581
Toll Free: 1-866-900-7078

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Greenville Law Office

702 Cromwell Dr. Suite G
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Raleigh Law Office

4325 Lake Boone Trail, Suite 100
Raleigh, NC 27607
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

144 Woodridge Court
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078