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No More Paper Checks for Social Security Disability Recipients

Check_06042014The Social Security Administration (SSA) says it will no longer have the option of sending paper checks to Social Security beneficiaries starting on March 1, 2013.

The U.S. Department of Treasury had ruled to gradually phase out paper checks for federal benefit payments in December 2010. People newly applying to receive federal benefits had to select to receive their benefits electronically. March 1, 2013 is the final deadline for all remaining federal check recipients to receive their benefits electronically. The Treasury Department reported that 5 million checks continue to be mailed. The switch from paper checks will save American taxpayers $1 billion over the next 10 years.

Beneficiaries will need to have the following in order to switch to electronic payments:

• Social Security number,
• 12-digit benefit check number (located on the upper right hand corner of the check),
• amount of the beneficiaries most recent check,
• bank routing number and
• bank account number.

Beneficiaries will have the option of choosing between having their money direct deposited into their bank account or deposited onto a Direct Express debit MasterCard.

"If you or a loved one still receives paper checks for your benefit payments, now is the time to switch. It's free and easy - just call 1-800-333-1795 or visit," said David Lebryk, commissioner of the Treasury Department's Financial Management Service.

An Overview of North Carolina Safe Driving Rules

Our Durham, NC accident attorneys encounter clients every day who have been victims of accidents, and we have seen first-hand the devastating consequences that an auto accident can bring to victims and to their families. Auto accidents can cause serious medical problems, ongoing pain and suffering, property damage and huge medical bills and other expenses.

With the consequences of auto accidents being so serious, we believe that North Carolina should do everything possible to make the roads safer for drivers. This means having adequate safety laws and regulations in place to prevent drivers from engaging in dangerous and destructive behavior. Recently, the Advocates for Highway and Auto Safety launched its 10th annual summary of safety laws across the United States. Take a look at how North Carolina measures up.

NC_07032014North Carolina Driving Safety Laws and Regulations
The Advocates for Highway and Auto Safety gave each state a color rating indicating whether the state has done enough to pass highway safety laws. North Carolina got the top rating - green - which indicates that the state has a good overall safety rating and has passed many important laws aimed at improving driver safety. The Advocates also broke down exactly where North Carolina excelled and where the state fell short:

  • North Carolina got credit for having a primary enforcement seat belt law in place. This just means law enforcement can ticket/cite you for not wearing a belt without needing some other reason to pull you over.
  • North Carolina got full credit both for requiring all motorcycle riders to wear helmets and for having a booster seat law in place.
  • North Carolina does not have a minimum age of 16 for a permit nor a minimum age of 18 for an unrestricted license so didn't get credit in either of these two categories.
  • North Carolina does require new teen drivers to have between 30-50 hours of supervised driving. We also impose restrictions on driving at night or with too many passengers, both laws were full credit when it comes to teen safe driving.
  • North Carolina has a statewide ban on texting for all drivers and has cell phone restrictions for teen drivers, so received full credit on these safety issues.
  • North Carolina doesn't require ignition interlock devices for all DUI offenders and didn't get any points here.
  • North Carolina does have some tough DUI laws, despite its ignition interlock policy. We got credit for requiring a mandatory BAC test; and for our child-endangerment law and open container laws.


As this summary shows, North Carolina has passed many laws intended to make sure that drivers are safe on the roads. Drivers should obey these legal requirements in order to minimize the risk of auto accidents and to avoid putting themselves or other drivers in danger.

Further, while North Carolina allows teens to drive at younger ages than recommended, parents should carefully monitor their teens driving activities to make sure that these young drivers are making smart and careful choices behind the wheel in order to ensure their safety.

If you've been injured, contact the Law Offices of James Scott Farrin for a free and confidential consultation. Call 1-866-900-7078.

Categories: Auto Accidents

Can I Sue My Employer in Court over a Work-Related Injury?

If you were seriously injured on the job, you may believe that you should sue your employer in court to obtain additional compensation for your pain and suffering from your injury. However, as North Carolina Workers' Compensation Lawyer Barry Jennings explains, this may not be an option.

North Carolina workers' compensation laws limit your ability to sue your employer in civil court if you are injured on the job. Workers' compensation law was originally designed to provide a direct route for employees who are injured on the job to receive compensation for their medical treatment and lost wages.

The trade off under North Carolina workers' compensation law is that employers are, generally speaking, not responsible for damages other than those allowed under the workers' compensation law.

WorkersComp48_06042014Though North Carolina workers' compensation law limits a worker's ability to sue an employer in civil court, there is an exception. Workers who can show that they were injured on the job because their employer's conduct in causing their injury rose to the level of an intentional act may be able to sue for damages in civil court.

A qualified North Carolina workers' compensation lawyer can evaluate your case and let you know how the law applies to your particular circumstances and let you know what rights you may have.

North Carolina Workers' Compensation Lawyers

If you have questions about whether you can pursue a claim against an employer for an injury, you should consider contacting a North Carolina worker's compensation lawyer, who can advise you of your legal rights. Call the Law Offices of James Scott Farrin at 1-866-900-7078 for a free evaluation of your case and to find out if one of our North Carolina workers' compensation lawyers may be able to help you get fight for the compensation that you may deserve.

Some Southern and Appalachian States Found to Have Above Average Rates of Social Security Recipients

The Center on Budget and Policy Priorities reported that there are a higher number of people receiving disability payments from Social Security or Supplemental Security Income (SSI) living in Southern and Appalachian states than in other parts of the country. While about 6 percent of the working-age population across the country receives these benefits, as much as 10 percent receive them in some Southern and Appalachian states.

In North Carolina, between 5 and 6.99 percent of the population between 18 and 64 years of age receives Social Security disability benefits, SSI, or both. In Kentucky and West Virginia, the rates are between 11 and 12.99 percent, and in Arkansas, Mississippi, Alabama, and Maine, the rates are between 9 and 10.99 percent.

The rates are between 7 and 8.99 percent in Michigan, Pennsylvania, Vermont, Rhode Island, Missouri, Oklahoma, Louisiana, Tennessee, and South Carolina.

The Center on Budget and Policy Priorities suggests several reasons for this trend, including a less-educated workforce, an older population, fewer immigrants, and a more industrial economy in those states.

In states where higher numbers of the population have not completed high school, there are higher rates of Social Security disability payments. An applicant's work history and education level are two parts of the analysis used to determine disability for Social Security Disability and Supplemental Security Income.

Disability3_06132014Those without much education have fewer options to find other work if they are injured.

Of course, states with an older population are going to have higher rates of disability payments since the risk of injury and disability rises with age. States with a more industrial economy are also likely to have higher rates of disability payment because these jobs have more inherent risk for injury.

North Carolina Social Security Disability Lawyers

Social Security is an important safety net for disabled workers, no matter where you live. If you have applied for Social Security disability benefits or Social Security Income and believe that your claim was unfairly denied, the North Carolina Social Security disability lawyers at the Law Offices of James Scott Farrin may be able to help you. Call 1-866-900-7078 for a free evaluation of your case.

If I'm in an accident that is partly my fault, can I still file a claim?

Winter Accident_06082014Accidents are often caused by a number of factors. For example, someone may have hit you because of running a red light, but you may have been speeding when you passed through the intersection. It could be argued that you are partially responsible since you may not have passed through the intersection at that moment if you had not been speeding.

You may think that you do not have a claim if you were found to be partially responsible for the accident. As North Carolina Personal Injury Attorney Mike Jordan explains, in North Carolina, that is usually true, though there may be some exceptions.
North Carolina recognizes "contributory negligence," which says that if you are at fault even 1 percent in an accident, you cannot recover damages from the other driver.

However, North Carolina also allows for some exceptions to this rule. The "Last Clear Chance" doctrine states that if a driver had an opportunity to avoid the accident but did not take advantage of that opportunity, then that person is truly at fault. The Last Clear Chance doctrine assigns fault even if it could be argued you may have contributed in part to the accident.

Even if you were determined to have potential contributory negligence in an accident, the Last Clear Chance doctrine may make it possible for you to pursue a claim to recover damages from the at-fault driver.

North Carolina Personal Injury Lawyers

If you have been in an accident and you have any questions about whether you have a claim, a North Carolina personal injury lawyer at the Law Offices of James Scott Farrin may be able to help you determine what your legal rights may be. Call 1-866-900-7078 for a free evaluation of your case. Don't let a misunderstanding of the law keep you from getting the compensation that you may deserve.

Contact Information

Asheville Law Office

300 Ridgefield Court Suite 309
Asheville, NC 28806
Phone: 828-552-8215
Toll Free: 1-866-900-7078

Charlotte Law Office

301 S McDowell St, Suite 900
Charlotte, NC 28204
Phone: 704-599-1078
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

2915 Raeford Road, Suite 204
Fayetteville, NC 28303
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Goldsboro Law Office

1308 Wayne Memorial Drive, Suite B
Goldsboro, NC 27534
Phone: 919-731-2581
Toll Free: 1-866-900-7078

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Greenville Law Office

702 Cromwell Dr. Suite G
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Morganton Law Office

216 N. Sterling Street, Suite B
Morganton, NC 28655
Phone: 828-219-3080
Toll Free: 1-844-520-2894

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Raleigh Law Office

4325 Lake Boone Trail, Suite 100
Raleigh, NC 27607
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

144 Woodridge Court
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078