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What benefits can I receive under workers’ compensation in NC?

If you're asking this question, it sounds like maybe you were hurt at work, but you're not sure if workers' compensation benefits are worth the risk - or if you even qualify. Maybe...

  • You're afraid of losing your job.
  • You're just not sure it's all worth the headache.
  • You need more benefits to get by after your injury because what you're currently getting just isn't paying all the bills.

 
Please don't let concerns like these get in the way of you trying to get benefits that may significantly improve your financial situation!

NC workers' compensation laws were written to help alleviate some of the financial burden for injured workers (like yourself).

And a NC workers' compensation lawyer may be able to help you protect your job and take much of that "headache" away - they will also help to try to make sure you receive all the benefits you may need.

Bills_07082014Workers' Compensation in NC

North Carolina workers' compensation law, known as the "Workers' Compensation Act" allows for benefits in two major categories: medical benefits and lost wages.

We'll explore each of those briefly:

Workers' comp for medical benefits

If you're injured at work and you're awarded a workers' compensation claim, your employer's workers' compensation insurance should:

  • Take care of all of your necessary medical bills for doctor's visits, diagnostics, prescriptions, surgeries and other needed treatments.
  • Pay for an attendant if you need at-home care (or reimburse a family member if they are caring for you).
  • Reimburse you for traveling to medical appointments if you had to travel more than 20 miles roundtrip.

 
In the event that your injuries result in permanent damage, you may be eligible for medical equipment that will make your disabilities more manageable (which could include vehicle and home modifications) and disfigurement for any scarring that's not covered under your Permanent Partial Disability benefits.

Which leads us into the next category....

Workers' comp for lost wages

Lost wages claims are what they sound like - reimbursement for wages that you've lost (or will lose) as a result of your injury. Typically wage-replacement benefits are two-thirds of what you would have earned if you had been working.

This can include reimbursing you for:

  • Time you had to take off work to heal (on a full or part-time basis).
  • Time you had to take off work to go to the doctor or other medical appointments.

But it can also include what's often known as "earning potential," which is your injuries' effect on your ability to work in the future.

Earning potential claims in NC

For example, if you work in manufacturing and your arm gets caught in a machine and is permanently damaged, depending on the severity of your injury, you could receive:

 
Earning potential claims are almost always calculated after you have reached "Maximum Medical Improvement" or "MMI" - meaning you have recovered as much as medically possible.

Waiting for MMI makes your claim easier to calculate, but it could leave you waiting a long time to be compensated for your claim.

A NC workers' compensation lawyer can't help you heal faster, but he/she may be able to push adjusters to resolve your claim quicker once you have reached MMI and help you set up medical liens in the meantime to try to help lessen your financial burdens.

Other workers' comp benefits

Although medical and wages lost benefits are the two major categories of workers' compensation benefits, depending on your circumstances you may also be eligible for:

  • Vocational rehabilitation, such as resume help, job placement services and educational assistance, if switching careers is necessary.
  • Death benefits - although there's no substitute for a loved one that's lost. If your spouse or parent (if you're a minor) died while working, you may be eligible for wages-lost benefits as well as funeral expenses. 

 
You will typically receive most workers compensation benefits in the form of weekly checks or a lump settlement.

Need to apply for Workers' Compensation in NC?

We would be honored to help. We've dedicated ourselves to helping injured workers fight for the benefits they need.

If you want to know which benefits you might be eligible for, or if you are getting all the benefits to which you may be entitled, call us for a free case evaluation on our North Carolina workers' comp 24/7 hotline - 1-877-393-4980.

Categories: General

Contact Information

Raleigh Law Office

5848-100 Faringdon Place
Raleigh, NC 27609
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

517 Owen Drive
Fayetteville, NC 28304
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Charlotte Law Office

201 McCullough Drive, Suite 220
Charlotte, NC 28262
Phone: 704-599-1078
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Greenville Law Office

702 G Cromwell Dr.
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Goldsboro Law Office

214 South William Street, Suite 3
Goldsboro, NC 27530
Phone: (919)-731-2581
Toll Free: 1-866-900-7078

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

3202 Sunset Avenue, Suite B
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078