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Contact the Law Offices of James Scott Farrin 1-866-900-7078

How can a worker tell if an employer has workers' compensation benefits?

In North Carolina, it should be as easy as knowing how many co-workers you have. As North Carolina Workers' Compensation Attorney Barry Jennings explains, under North Carolina law, every company that has three or more regular employees is required to carry workers' compensation insurance or be self-insured for workers' compensation coverage.

WorkersComp22_06042014Businesses who carry workers' compensation insurance or are self-insured are required by law to post a notice in your workplace. Employment notices are usually posted in common areas such as break rooms or other gathering spots.

However, not all businesses who are required to carry workers' compensation insurance in North Carolina do so. The Raleigh News & Observer published a report in April that as many as 30,000 companies in North Carolina do not have the required workers' compensation insurance. The newspaper also reported that some companies exploited a loophole in the law by classifying their employees as independent contractors and then purchasing a policy known as a "ghost policy" in which they purchased coverage for a single worker to be added to the payroll at a later date. The policy was meant to cover one of the "contractors" in the event of an injury.

The newspaper used public information to compile the report, and in response, legislators passed a law making this information confidential. Now, not even employees can find out if their employers have workers' compensation insurance. Lawmakers have said this was an unintended consequence of the law, and they have vowed to push for changes in the law.

North Carolina Workers' Compensation Lawyers

If you have been injured on the job and you have a question about whether your employer has workers' compensation benefits, you may need to call a lawyer to help you find out. Call the Law Offices of James Scott Farrin at 1-866-900-7078 for a free evaluation of your case and to find out how one of our North Carolina workers' compensation lawyers may be able to help you.

North Carolina Lawmakers Vow to Reverse Decision on Workers' Compensation Law

Last April, the News & Observer produced a report that as many as 30,000 businesses in North Carolina failed to carry the workers' compensation insurance required by law, leaving employees at risk if they were hurt on the job. The paper used public information to compile the report, prompting legislators to pass a bill in July that made much of that information confidential.

WorkersComp15_07022014Some legislators say they didn't realize the bill would effectively block employees from finding out if their own employers carried workers' compensation insurance, and now some lawmakers say they want to reverse course.

Rep. Dale Folwell, a republican , told the News & Observer that he didn't know the provision would block employee access to the records, and he told a legislative committee meeting that "the legislature shouldn't seal information from employees."

Some legislators said the changes were made to protect insurance companies from competition on their rates.

This year, legislators said they expect to change the law again, though they are still unsure of how to protect some of the information while making it available to employees.

Legislators are also expected to take up the issue of so-called ghost policies this year. These policies are meant to provide coverage for one employee who may be hired in the future. They are often used by businesses to cover contractors or legitimate employees instead of buying protection for all workers.

North Carolina Workers' Compensation Lawyers

The North Carolina workers' compensation lawyers at the Law Offices of James Scott Farrin are here to help you if you have been injured on the job and have been denied workers' compensation benefits or have not been given the full benefits to which you feel you are entitled. Call 1-866-900-7078 for a free evaluation of your case.

Will Filing for Workers' Compensation Hurt My Employer?

If you have worked for a company for a number of years, it may start to feel like your home away from home. You may have become good friends with your co-workers and become invested in the long-term success of the company, feeling like it is yours in some small way.

WorkersComp18_07022014When you start to feel this way about your company and your co-workers, you want to do everything you can to contribute to its success. If you become injured on the job, you may feel hesitant to file for workers' compensation benefits because you don't want to hurt the company.

However, as Workers' Compensation Lawyer Barry Jennings explains, it is the law in North Carolina that businesses with more than three employees carry workers' compensation insurance or be self-insured for workers' compensation benefits. That means that if a worker is injured and qualifies for benefits, the insurance carrier or self-insured employer will pay the claim.

Just like auto insurance protects you against losses in an accident, workers' compensation insurance protects businesses against losses if one of their workers gets hurt. And just like auto insurance, you shouldn't think twice about using these benefits if you have been injured: That's the reason they exist.

If you are hurt on the job, you could be out thousands of dollars for medical expenses and lost time from work. It's only right that you should be compensated for these losses, and the law is there to protect you.

North Carolina Workers' Compensation Lawyers

Barry Jennings is a North Carolina Board Certified Specialist in Workers' Compensation Law. If you have been injured on the job or denied workers' compensation benefits, call the Law Offices of James Scott Farrin right now at 1-866-900-7078 for a free evaluation of your case and to find out if he or another one of our North Carolina workers' compensation lawyers may be able to help you get the benefits you may deserve.

Bureau of Labor Statistics Reports Decline in Fatal Work Injuries

The Bureau of Labor Statistics released the preliminary results from its Census of Fatal Occupational Injuries at the end of September showing that fatal work injuries decreased slightly in 2011 from the previous year.

According to the CFOI, 4,609 workers died from work-related injuries in 2011, down from 4,690 in 2010. The rate of injuries also fell. The rate of injuries was 3.5 per 100,000 full-time equivalent (FTE) workers in 2011, down 1.7 percent from the previous year.

The agency reported that workplace deaths have been declining almost every year since 1994.

WorkersComp23_06042014In particular, work-related deaths in the construction and mining industries have declined. Deaths in the construction industry were down 6.8 percent in 2011, dropping to 721 from 774 the previous year. It was the fifth consecutive year that construction-related deaths had decreased.

The labor department said that fewer jobs in the industry as a result of the economic downturn were likely behind the decrease in fatalities.

However, the construction industry still had the second highest number of work-related deaths than any other industry last year. Mining was the most deadly industry, with the highest rate of injuries per 100,000 FTE workers at 15.8. The number of work-related deaths in mining were down 10 percent in 2011, but the number of deaths per worker remained high overall.

The 10 deadliest occupations identified by the report were:

  • Fisherman
  • Logger
  • Pilot
  • Sanitation worker
  • Roofer
  • Iron worker
  • Farmer and rancher
  • Trucker
  • Electrical power line worker
  • Taxi driver

 

Final data for 2011 will not be released until the spring of 2013.

North Carolina Workers' Compensation Lawyers

If you have been injured while on the job, one of the North Carolina workers' compensation lawyers at the Law Offices of James Scott Farrin may be able to help you. Call 1-866-900-7078 for a free evaluation of your case.

NC Gov. Bev Perdue Forms Panel to Investigate Ways to Enforce Workers’ Compensation Policies

North Carolina Governor Bev Perdue issued an executive order in August to form a task force to look for ways to crack down on businesses that are not paying workers' compensation taxes or buying the proper insurance.

The panel will be comprised of representatives from several state agencies and advocacy groups. It will be led by Wayne Goodwin, the state Insurance Commissioner.

Perdue has charged the panel with finding a way to crack down on employers who incorrectly classify employees as a way to avoid buying the proper workers' compensation insurance policy.

WorkersComp8_07312014The News & Observer reported that some businesses are incorrectly classifying employees as independent contractors in order to avoid paying for the costly workers' compensation insurance needed to cover them in case of injury. In April, the newspaper reported that at least 30,000 businesses in the state do not carry workers' compensation insurance at all (even though they are required to do so).

The panel may consider drafting new legislation to address these problems, or it could recommend easier ways to report suspected violations. The N&O reported that agencies currently do not have a good system in place to communicate with one another about suspected violations.

Perdue's task force is asked to submit reports every six months with its recommendations. The first report is due in early 2013.

North Carolina Workers' Compensation Lawyers

If you were injured on the job, you may be entitled to compensation for your injuries. Call the Law Offices of James Scott Farrin at 1-866-900-7078 for a free evaluation of your case and find out if one of our North Carolina workers' compensation lawyers may be able to help you.

Contact Information

Raleigh Law Office

5848-100 Faringdon Place
Raleigh, NC 27609
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

517 Owen Drive
Fayetteville, NC 28304
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Charlotte Law Office

1001 Morehead Square Drive, Suite 350
Charlotte, NC 28203
Phone: 704-599-1078
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Greenville Law Office

702 G Cromwell Dr.
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Goldsboro Law Office

214 South William Street, Suite 3
Goldsboro, NC 27530
Phone: (919)-731-2581
Toll Free: 1-866-900-7078

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

3202 Sunset Avenue, Suite B
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078