You were injured at work. Now you have a workers’ compensation claim. How do you move your claim forward in an effort to try to recover from your injury?
The answer, hands down, is to get medical treatment and provide all necessary medical documentation to show evidence of the medical treatment you are receiving.
Without medical treatment, not only do you risk not getting better, but you also run the risk of stalling your workers’ compensation claim. (In my experience, that’s just what some insurers hope for.) If you do not have proper medical documentation, it makes it easier for the workers’ compensation insurance company to try to deny you the benefits you may be entitled to.
So it is important that when the insurance company is sending you for medical treatment, you follow the doctor’s orders. This means:
- Attending all appointments as scheduled
- Taking medication as prescribed
- Communicating with the doctor about your injuries
- Following all restrictions the doctor puts you under
These things are important for two reasons. First, the doctor is the medical expert. If he thinks you need to do something to get better, then you need to do it. Second, if you don’t follow your doctor’s orders, the insurance company can try to use that against you. This can mean trying to deny you benefits, potentially short-changing you in settlement discussions, or asking that your weekly checks be suspended, for example. Any of these things could potentially be bad for you (but good for the insurance company.)
The law is clear. When you are hurt on the job and the insurance company admits it is responsible for paying for your treatment, you are entitled to whatever medical treatment your authorized treating doctors recommend for you. That includes not only office visits to be evaluated by the doctors, but whatever tests, prescriptions, therapy, and other treatments they think you need to get better. You can even get paid for mileage in some instances.
That doesn’t mean the insurance company will always voluntarily follow the law.
We have seen some insurance companies responsible for providing treatment try to deny the medical treatment injured workers need to get better and go back to work. They might do this by arguing that the treatment is unrelated to your work injury, or it is a result of a pre-existing condition (we see that one a lot). Some insurance companies may try to tell you it has closed your file. They cannot just abruptly close your file without your knowledge. And other times, we have seen some insurance companies ignore requests for medical treatment in an effort to try to get the injured worker to simply give up the fight and go away. Meanwhile, you won’t be getting any better.
We’ve seen and experienced our share of insurance horror stories – the deceptions, delay and deny tactics, even outright lies in some cases. So many in fact that we developed a book called Insurance Companies (and Others) Behaving Badly.
Our North Carolina workers’ compensation attorneys at the Law Offices of James Scott Farrin have the knowledge and experience to fight for you if the insurance company tries to deny you the medical treatment you need to get better. Based on our team’s 150 years of combined experience, it is almost always a good idea to speak with us about your circumstances. Our confidential case evaluations are free, and you may learn that you’re entitled to more than the insurance company claims.
But don’t wait until it is too late. The sooner you contact us after your job injury the better. We can try to answer your questions about your situation. If you wait to contact us, and the insurance company tries to deny you medical treatment, then you may face delays in your recovery.
Get a Free Case Evaluation from North Carolina Workers’ Compensation Lawyers
The workers’ compensation attorneys at the Law Offices of James Scott Farrin can help you fight the insurance company if they try to pull any of these stunts. We know the law, we know how to try to protect your rights to medical treatment, and we have the tools, technology, financial resources, and know-how to try to get you the medial treatment you need.
But don’t wait to see if the insurance company tries to deny your care. You need medical treatment when your doctor orders it, not after insurance company delays.
One way to show the insurance company that you mean business when it comes to medical treatment is to contact us today or call 1-866-900-7078 so we can discuss working together to try to protect your rights.
P.S. Click here for more reasons to contact us about your workers’ comp claims.