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Contact the Law Offices of James Scott Farrin 1-866-900-7078

Injured on the Job in NC? You are Probably Covered Under Workers’ Comp – No Matter What Your Employer Says

What should you do if you were injured on the job, and your boss says the company doesn't have workers' compensation coverage?

I would strongly urge you to contact us. Immediately. Based on my experience, they're probably lying.

As a worker's compensation lawyer who fights for injured workers, I've seen companies:

  • Lie about the company not having workers' comp insurance, when in fact they did
  • Cheat workers out of compensation and medical attention because the company didn't report their injuries to their workers' comp company
  • Steal their right to compensation by not carrying workers' comp insurance, but should have under NC law
  • Sneak injured workers just enough hush money "under the table" to keep them quiet, so the employer would not have to report the injury to their workers' comp carrier

Sadly, these are not isolated incidents. Fighting this type of bad behavior can be all in a day's work in workers' compensation law.

When it comes to a work-related injury, don't take at face value what your employer claims they may or may not owe you. As we've seen, some will do whatever it takes to avoid paying. Even lie, cheat, and steal.

Providing Workers' Comp Is the Law for Most NC Companies

North Carolina requires nearly all employers with three or more employees to carry workers' compensation coverage. It is considered a crime if they don't. According to a News & Observer article, in 2012 up to 30,000 employers in North Carolina were not covering their workers. And over 11,000 businesses canceled policies or let them lapse that year.

Since 2012, the North Carolina Industrial Commission (NCIC), which is the workers' comp "court," has been taking names and numbers of companies who are falling short of North Carolina's workers' compensation laws. Progress has been made, but there's still a long way to go.

File Form 18 With the NCIC No Matter What Your Employer Says

You can file a workers' comp claim even if you don't know whether or not your employer carries workers' comp insurance. You don't necessarily need information about insurance coverage to submit a claim to the NCIC. Just file an NCIC Form 18, and they will send you an acknowledgment letter with information about your employer's insurance coverage.

Your employer could be guilty of insurance fraud if it turns out that they don't have workers' compensation coverage and the exemptions do not fall under one of the narrow legal exceptions.

TIP! To find out if your employer has workers' comp coverage click here to do an online search through the NCIC's website.

Get a FREE Case Evaluation From NC Workers' Comp Lawyers

You could do these things yourself, but I don't recommend it. Workers' compensation law is complicated and one mistake could be very costly. If you've been injured on the job, I encourage you to contact us right away.

We will try to make sure no stone is left unturned to help you fight for the compensation you may deserve. There is a lot to know about workers' compensation law, and the system can be difficult to navigate on your own. And because we are paid on a contingency basis (meaning you pay us no attorney's fee unless we get compensation for you), it costs you nothing more to hire us sooner rather than later.

No matter what your employer tells you or if you don't know where the truth is, if you've been injured at work, click here to contact us right away. Or call 1-866-900-7078.  One of our workers' comp attorneys  - six of whom are North Carolina Board Certified Specialists in workers' compensation law - will evaluate your situation for free!

Susan Vanderweert joined the Law Offices of James Scott Farrin in 2015 handling Workers’ Compensation cases, and is a North Carolina Board Certified Specialist in Workers' Compensation law. Prior to joining the Law Offices of James Scott Farrin, she represented the other side – insurance companies and employers – for more than 12 years.

Ms. Vanderweert earned her J.D. from the University of North Carolina School of Law at Chapel Hill, where she was Editor-in-Chief for the North Carolina Journal of International Law and Commercial Regulation. She earned a Master of Arts in Liberal Studies from Duke University and a Bachelor of Arts from the University of Minnesota Duluth, where she double majored in Political Science and Communication.

Throughout Ms. Vanderweert’s career she has practiced in the areas of Appellate Advocacy, Insurance Regulatory Matters, and Workers’ Compensation. While she has worked in a variety of capacities – journalism, public relations, and managing a variety of nonprofit professional associations and trade groups – nothing comes close to the satisfaction she gets from helping injured workers.

Contact Information

Raleigh Law Office

5848-100 Faringdon Place
Raleigh, NC 27609
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

517 Owen Drive
Fayetteville, NC 28304
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Charlotte Law Office

201 McCullough Drive, Suite 220
Charlotte, NC 28262
Phone: 704-599-1078
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Greenville Law Office

702 G Cromwell Dr.
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Goldsboro Law Office

214 South William Street, Suite 3
Goldsboro, NC 27530
Phone: (919)-731-2581
Toll Free: 1-866-900-7078

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

3202 Sunset Avenue, Suite B
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078