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If You Ignore a Recall and You’re Injured, Will Insurance Pay?

From the latest VW emissions cheating device scandal to GM ignition switch malfunctions to the Takata airbag recall (the largest recall ever), car and car parts recalls seem to have accelerated exponentially over the past several years.

Over the past 50 years, 400 million cars have been recalled – as many as could stretch around the earth’s equator almost 45 times! That’s a lot of recalls.

When a recall is issued, the manufacturer and/or the dealer, sends a notice to the owner outlining steps to fix the problem. But surprisingly many auto owners either don’t pay attention to the recall notices or ignore the issue when notified. If that happens, and an injury occurs to the owner or to others, who is liable for damages?

Here’s what attorney Mike Jordan had to say about this issue when interviewed on WNCT 9 On Your Side, Greenville.

Overwhelmed by the Choices of Personal Injury Attorneys?

Use Our Checklist to Help You Decide

You’ve decided you need to hire an attorney to handle your personal injury case. But now you need to narrow down your options.

With so many law firms and attorneys to choose from, how do you zero in on the one who’s best suited to represent you?

We have a tool that may be able to help you decide. Our Personal Injury Attorney checklist  outlines specific questions you should consider asking before deciding which attorney to hire.

First, we suggest narrowing down your initial choices to a few. Once that’s decided, contact each one by phone to set up about 15 minutes to ask the 16 important questions on this checklist. Most will offer these answers free.

You can print this list or read it directly from our website. You may have more questions of your own, but we believe these questions are a good starting point that can help you decide which attorney or law firm will be best for you.

And remember to read “between the lines.” Listen for answers, of course, but also listen for a genuine concern for your issues and willingness to represent you.

Click here for your Personal Injury Attorney checklist.

Insurance Policy Limits Only Covered Part of My Damages. Now What?

What happens when a stubborn millionaire gets behind the wheel while drunk or texts while driving and hits you, but only has minimal insurance coverage that doesn’t even cover all your medical bills?

We don’t think that’s right and the courts don’t either. That’s why, in situations like these, your attorney can sue the other driver and go after “recreational assets,” like large savings accounts, extra cars, fancy boats, or vacation homes.

Basically the court says if the at-fault driver has the extra money to own these things, they can pay for the damages they’ve caused you.

But because the courts also don’t want everyone to go “lawsuit crazy,” the process can be long and arduous, and we don’t recommend trying it without an experienced North Carolina Car Accident Lawyer.

Suing for Damages Above Insurance Limits

Before your attorney can sue the at-fault driver for their assets, you must first go through litigation and a trial. If you win, and the jury awards a verdict in your favor, the insurance company will have to pay. However, the insurance company can only pay what it is under contract to pay (the policy limits), no more.

If a jury agrees that you should be awarded more than the insurance company’s policy limits can pay, that award is known as an “excess verdict.”

The excess verdict is what is owed to you above the limits the insurance company is contracted to pay.

Let’s say, for example, the at-fault driver has a $100,000 policy limit contracted with their insurance company, but your damages total $170,000. The insurance can only pay up to $100,000. That additional $70,000 would fall under the “excess verdict” the jury awarded.

It is only with an excess verdict that you can sue for personal property to help bridge the gap between what the jury awarded you, and what the insurance company paid.

Fortunately, most people buy insurance policies with limits high enough to protect their personal assets. However, in the event of a serious injury, an attorney may seek an excess judgment if there isn’t enough insurance available to cover current and future medical bills. This is particularly true if the at-fault party has significant assets that could be used to satisfy the judgment.

What Properties and Assets Can be Seized?

That being said, even if you are awarded an excess verdict, the at-fault driver has legal rights to protect certain property by claiming exemptions. Moreover, do not be deceived into thinking that just because you sue someone for their property, you will get paid right away. That would be too easy!

Exempt property must fall under certain legal definitions. It includes things like the primary home the at-fault driver owns and lives in, as well as their primary vehicle.

For other non-essential property, like a vacation home, the judgment must be filed in every county where the defendant owns real property. And because the at-fault driver cannot be forced to sell their real estate to pay you right away, that judgment must be renewed every 10 years.

The judgement gives you a lien on the property, and when it is voluntarily sold, then the judgment is paid. It is also worth noting that the judgment does not have priority. It is paid after other lienholders, such as the mortgage company.

If there are other assets that are easier to sell, like trucks, cars, or boats, then the local sheriff can execute the judgment and seize those assets. But you won’t get the full amount of the proceeds. The sheriff is entitled to a percentage of what is made on the sale of those assets.

While each case is unique and must be evaluated on its own merits, you can undoubtedly begin to see why it can be prudent to work with a legal team experienced in personal injury litigation.

Studies have shown that, on average, car accident victims who hired a personal injury lawyer received 3.5 times1 more compensation for their loss than they would have on their own.

Why Work With the Law Offices of James Scott Farrin?

While each case is different, having a lawyer who thoroughly understands and has experience dealing with North Carolina personal injury law can potentially go a long way toward your financial recovery efforts. So why choose us?

  • We are one of the largest personal injury law firms in our part of the country.
  • We have recovered over $600 million2 gross for more than 30,000 clients since 1997.
  • We have more than 150 staff members, including over 35 attorneys.
  • Several of our lawyers have achieved peer- and client-reviewed designations including Best Lawyers Best Lawyers in America 20173 and Lawyer of the Year 20174; and Super Lawyers Rising Star 20165 and Super Lawyer 20166.

But don’t just take our word for it. Check out some of the things clients have to say about us.

Get FREE Case Evaluations From North Carolina Personal Injury Lawyers

If your car wreck damages exceed the at-fault driver’s insurance limits, we strongly urge you to contact us right now or call 1-866-900-7078. We will evaluate your situation for FREE over the phone or online – 24/7.

 

Insurance Research Council 1999

Each case is unique and must be evaluated on its own merits. Prior results do not guarantee a similar outcome.

Since it was first published in 1983, Best Lawyers® has become universally regarded as the definitive guide to legal excellence. Best Lawyers is based on an exhaustive peer-review survey. Over 52,000 leading attorneys cast more than 5.5 million votes on the legal abilities of other lawyers in their practice areas. Lawyers are not required or allowed to pay a fee to be listed; therefore inclusion in Best Lawyers is considered a singular honor. Corporate Counsel Magazine has called Best Lawyers “the most respected referral list of attorneys in practice.” For information regarding standards for inclusion visit www.bestlawyers.com

Only a single lawyer in each practice area and designated metropolitan area is honored as the Lawyer of the Year, making this accolade particularly significant. Lawyers being honored as “Lawyer of the Year” are selected based on particularly impressive voting averages received during the exhaustive peer-review assessments conducted with thousands of leading lawyers each year. Receiving this designation reflects the high level of respect a lawyer has earned among other leading lawyers in the same communities and the same practice areas for their abilities, their professionalism, and their integrity. For information regarding standards for inclusion visit www.bestlawyers.com

To be eligible for inclusion in Rising Stars, a candidate must be either 40 years old or younger or in practice for 10 years or less. Rising Stars undergo a rigorous, multiphase process which combines peer nominations with third-party research. Each candidate is evaluated on 12 indicators of peer recognition and professional achievement. Selections are made annually on a state-by-state basis. While up to 5% of the lawyers in any state are named “Super Lawyers,” by Super Lawyers magazine, no more than 2.5% are named to the Rising Stars list. For information regarding standards for inclusion visit www.superlawyers.com

Super Lawyers undergo a rigorous, multiphase process which combines peer nominations with third-party research. Each candidate is evaluated on 12 indicators of peer recognition and professional achievement. Selections are made annually on a state-by-state basis. For information regarding standards for inclusion visit www.superlawyers.com

 

Hiring an Attorney Can Make Things Happen – Often Good Things

It’s hard for some people to consider hiring an attorney after a car wreck. After all, you don’t want to be “one of those” litigious types. You just want what’s fair. And, you reason, so does the insurance company.

But when the insurance company starts playing games with your time and potential compensation, what are you supposed to do?

Here’s a story about one of our clients who gave the insurance company six ways to Sunday to treat him fair and square. But they never did. So he hired us.

It’s a classic case of an injured driver who reluctantly came to us after the insurance carrier unsuccessfully tried two typical defense strategies: the lowball offer to pay medical bills to an unrepresented victim, followed by a bogus denial threat. This client wisely hired us and heeded our counsel instead. Here’s the story…

The defendant’s vehicle had plowed into our client, smashing the vehicle’s front end. Luckily, the client emerged with moderate injuries. Initially, the client tried to work directly with the insurance carrier who verbally told him they would pay for his bills. The carrier made the process so convoluted that the client became frustrated. They gave him every excuse in the book except, “my pen won’t work.”  Finally, the client contacted us.

After our involvement, the insurance carrier then tried to deny him any recovery, causing further delay and frustration for the client. All of us, including the client, had had just about enough of their time-wasting tactics, and we were able to negotiate a settlement for our client that we were pleased with1.

PI Book

What Happens When You Hire a Car Wreck Lawyer?

While not all law firms are created equal, hiring a law firm can potentially make good things happen. Many on our teams have worked for the insurance companies before joining our firm. So they know effective strategies to show them we mean business.

As a matter of fact, studies have shown that, on average, car accident victims who hired a personal injury lawyer to represent them received 3.5x more compensation for their loss than they would have on their own2.

NC Lawyers Offer FREE Case Evaluation

If you want a legal team you can trust to fight for your interests, click here for a FREE case evaluation, or call 1-866-900-7078. Our phone lines are open 24/7/365.

 

1 Cases or matters referenced do not represent the law firm’s entire record. Each case is unique and must be evaluated on its own merits. The outcome of a particular case cannot be predicated upon a lawyer’s or a law firm’s past results. Client identity and certain circumstances have been removed or changed to protect their privacy.

2 Insurance Research Council, 1999

5 Common Sense Ways You Can Try to Avoid Rear-End Crashes

Rear-end crashes are among the most common collisions occurring throughout North Carolina and the U.S., according to the National Highway Transportation Safety Administration (NHTSA).

The agency found that about 87% of rear-end crashes involved distracted driving on the part of the at-fault driver. And in 81% of those crashes the lead vehicle was stopped.

A rear-end collision can change your life forever. Consider the story of Tony, one of our clients. He was living the dream and simply driving home from work one day when his life was forever changed. Click here to read Tony’s story.

5 Ways to Try to Avoid a Rear-End Collision

Rear-end accidents can often be avoided! And prevention is up to each of us. We can start by practicing five simple things every time we get behind the wheel:

  1. Don’t tailgate. Tailgating or following too closely behind someone else is just plain rude and inconsiderate, not to mention unsafe. If you don’t leave enough distance to stop, there’s a very real chance you will end up hitting another car – and likely blamed for the crash. Remember: one car length for every 10 mph.
  2. Don’t stop short or cut people off. If you slam on your brakes suddenly and unexpectedly or suddenly changes lanes or pull in front of another car, cars around you may not have time to react. Look ahead and plan ahead.
  3. Go the speed limit and try to maintain a steady speed. Drivers who slow suddenly can cause a car following them to hit them. A driver who goes too fast also faces an increased chance of hitting the car in front.
  4. Don’t drive distracted. Pay careful attention to what is going on in front of you, behind, you and all around you – but not to your phone or that last cold French fry at the bottom of your fast food bag.
  5. Avoid drunk or drowsy driving. Both drunk and drowsy driving make it harder to pay attention to what is going on around you and can cause delayed reaction time. This makes rear-end accidents much more likely. Stop to rest if you are too tired to drive safely. And if you have been drinking alcohol, call a North Carolina designated driver service, Uber, Lyft or a taxi.

And remember this: It’s nearly always the driver who strikes the vehicle in front of him who is assumed to be at fault. That may mean facing liability in a civil suit in addition to dealing with the accident and injuries.

North Carolina Injury Lawyers Evaluate Your Claim FREE

If you’ve been injured in any kind of car wreck or if you’ve been denied for Social Security Disability, call us at 1-866-900-7078 or click here  for a free case evaluation.

 

* Cases or matters referenced do not represent the law firm’s entire record. Each case is unique and must be evaluated on its own merits. The outcome of a particular case cannot be predicated upon a lawyer’s or a law firm’s past results.

Teen Distractions Behind the Wheel Kill — 5 Simple Steps That Can Help Save a Life

Summertime means more teens will be driving on our roadways – and many will not be paying attention. Inattention behind the wheel among teens is so widespread that AAA refers to summertime when teens are out of school as the ‘100 deadliest days for teens.’

Crashes are the leading cause of teen deaths, and distracted driving is thought to contribute to more than half of teen crashes. Worse, teen fatality rates are three times higher than other age groups.

As a father of two teenagers who will be driving on their own soon, these statistics alarm me. As a lawyer, I have seen an exponential growth in distracted driving crashes in recent years.

We’re Taking the Distracted Driving Message to High Schools

For these reasons and more my firm has partnered with EnDD.org (End Distracted Driving) and the American Association for Justice (AAJ) to offer a distracted driving educational program to area high schools.

This program was developed by Joel Feldman, an attorney whose 21-year-old daughter was tragically killed by a distracted driver. It is truly unlike any other we know of, and has been extremely well received by more than 300,000 students in 44 states and Canada. And it is recognized by traffic safety experts, including the U.S. Department of Transportation and the Governors Highway Safety Association, as one of the most effective programs for teens.

Joel worked with psychologists and teen safe-driving experts to integrate behavioral science, behavior change theory, and teen-targeted persuasion principles specifically designed to avoid any potential teen backlash of feeling as though someone is trying to restrict their freedom and rights.

We are excited about this effort. And based on feedback, we hope it will help make a positive impact in our communities.

5 Ways You Can Help Curb Distracted Driving

Because distracted driving affects all of us, it’s everyone’s problem. And this growing and deadly epidemic needs attention from all fronts. Here is what each of us, including you, can do to help try to render distracted driving unacceptable – period.

  • Model appropriate behavior behind the wheel. Don’t drive distracted
  • Download, print, and display the YES! I WILL family pledge and safe driving agreement from EndDD.org
  • Visit teendriving.aaa.com/NC for safety resources for your teen drivers
  • Start discussions early on, well before teens reach driving age
  • Take advantage of some of the latest apps (some free) and tech gadgets that can help make it easier for teens (and all of us) to avoid using phones while behind the wheel. Here’s an article by a USA Today affiliate which highlights some of them

I urge you to join me in modeling this behavior for our young drivers, so that eventually this dangerous practice will no longer be considered acceptable.

Putting the Brakes on North Carolina’s Rear-End Collisions

You’re driving along minding your own business when suddenly the driver in front of you slams on their brakes causing you to brake suddenly and unexpectedly – you barely miss hitting him. Good for you. You were paying attention.

Not good for you – the guy behind you was not. He was on his phone! One moment you realize he’s not going to be able to avoid crashing into your car, the next you find yourself face first in a deployed air bag.

Wouldn’t it be nice if cars could pay attention and act as a back-up for their drivers who are failing to meet their responsibility to pay attention?

Yes it would. And yes that technology is here.

(Good thing – especially for certain areas in North Carolina.)

Automatic Braking Technology Potentially May Help

The popularity of in-vehicle safety devices is nothing new. Seat belts, for example, were not even an option in many cars during much of the 1960s.  But since then, the National Highway Traffic Safety Administration (NHTSA), reports that safety technologies have saved more than 600,000 lives.

Ever-advancing auto safety technology could potentially make a big impact on reducing the number of car accidents in North Carolina. This is particularly good news for rural areas in our state, where WCTI reported our state ranked third in the nation for the most non-interstate rural road traffic deaths! And according to a WRAL.com report, it’s also good news for divers in Pitt, New Hanover, Vance, Person, and Stanly counties, as AAA data shows that this is where drivers are most likely to be involved in a car crash in N.C.

Clearly some N.C. drivers could use a little help behind the wheel. Enter automatic emergency braking systems (AEBS). These advanced braking technologies are designed to help reduce the chances of rear-end accidents, which caused one-third of crashes in 2013, according to NHTSA data. Why so many? A large number of drivers involved either didn’t apply the brakes at all or didn’t fully apply the brakes prior to the crash.

The agency reasons that AEBS systems can potentially help intervene by automatically applying the brakes or supplementing the driver’s braking effort to either avoid the crash or at least mitigate it. Admittedly these systems are not perfected yet, and some car manufacturers have had to recall some models because of these braking systems. But the agency feels AEBS technology has the potential for such great promise that it wants to see manufacturers make collision avoidance systems standard equipment in newly manufactured vehicles. The rollouts would potentially begin with collision warning systems and then add autonomous emergency braking once the agency completes standards for them.

Two Types of Automatic Braking Technologies

When a car is directly in front of you and you are having difficulty stopping in time, even a few seconds can make a huge difference. AEBS may potentially help reduce the risk of human error when braking, by presumably adding those important seconds. Regulators claim that two new automatic braking technologies that show promise are the crash imminent braking (CIB) and the dynamic brake support (DBS).

Crash Imminent Braking (CIB)

CIB works by identifying when your vehicle is going to strike an object such as the car in front of you.  This system kicks in regardless of what the driver is doing. If the system determines that a crash is about to occur, the braking system is designed to automatically apply your vehicle’s brakes.

Dynamic Brake Support (DBS)

The DBS system aims to enable your car to respond as quickly and effectively as possible when you brake suddenly. If the system determines that the driver’s braking is not adequate to avoid the accident, the system is designed to provide added braking assistance to supplement the driver’s braking efforts.

N.C. Car Wreck Attorneys Evaluate Your Case FREE

Sadly, many drivers just don’t pay attention. They’re distracted by cell phones, flying sippy cups, cheese stuck on a burger wrapper – or all these things simultaneously.

With the proliferation of advanced safety devices like collision warning and AEBS systems, perhaps we, as lawyers, won’t have to deal with as many accidents caused by inattentive drivers.

But if you are the victim of this all too common situation, contact us as soon as possible or call 1-866-900-7078. We will evaluate your situation for FREE over the phone or online.

#1 Killer of Teens is Car Accidents — Could Defensive Driving Courses Help?

You never forget your first one.

Your first driver’s license, that is.

Remember when you first got your driver’s license and you couldn’t wait to get behind the wheel of your mother’s station wagon? Funny how many things we’d eagerly volunteer to “go get” for our moms. Windows down, radio blaring, checking ourselves out in the rearview mirror, looking to see who sees us. (Never mind that you’re driving a mom mobile.)

The carefree days of teenage driving. It’s a rite of passage.

For today’s teens, it’s a rite that is fraught with responsibilities, distractions, and hazards many times over what we faced. Are your teen drivers prepared? Really prepared?

Car Accidents #1 Killer of Teens

Nationally, car accidents are the #1 killer among teens – and texting while driving is the #1 reason for those highway deaths, WRAL reported. Just in the first three months of 2016, nearly half as many teens have died in car accidents on North Carolina’s roads than in all of 2015, according to WRAL.

Put that on your Twitter page and tweet it (but not while driving).

To the Rescue! Defensive Driving Schools for Teen Drivers

To help teens become better prepared for today’s increasingly perilous driving environment a number of defensive driving schools and courses have been popping up nationwide, many here in North Carolina. This is not your father’s Driver’s Ed 101. It’s Driver’s Ed on steroids. Teens get up close and personal with roadway hazards by getting behind the wheel with a professional instructor to learn how to maneuver in an effort to avoid hazardous situations.

carHere is a statistic from one such school – Charlotte-based B.R.A.K.E.S (Be Responsible and Keep Everyone Safe). This statistic is so alarming, even your over-confident teen driver may stop Snapchatting long enough to pay attention.

There’s an 89.2% chance a teen driver will be in a car accident during the first three years of driving.

The laws of rounding indicate that’s nearly a 100% chance. But don’t take away the keys just yet.

According to B.R.A.K.E.S, teens who have completed the free* four-hour B.R.A.K.E.S. training are 64% less likely to be in a car crash in the first three years of driving.

B.R.A.K.E.S is a national 501(c)(3) non-profit organization offering behind-the-wheel training in advanced safety maneuvers for teens. All of the instructors have backgrounds in various professional driving instruction, including racing, law enforcement, or stunt driving in movies. The school is AAA-approved, endorsed by the National Coalition for Safer Roads, and Consumer Reports listed the organization among its preferred list of defensive driving schools. KIA sponsors them by supplying the cars that the teens drive in the program.

The good news for North Carolina teens (and parents!) is that, although B.R.A.K.E.S offers training throughout the U.S., it is headquartered in Charlotte and offers monthly training courses at the Zmax Dragway at Charlotte Motor Speedway, as well as periodically in the Raleigh area. Here are some of the defensive skills they teach new teen drivers, according to their website.

Accident Avoidance/Slalom Exercise

The accident avoidance and slalom course is a two part course that forces students to make a split- second reaction to negotiate a quick, evasive lane change without losing control. This part of the course is designed to simulate an animal or object jumping out in front of a car. The second part of the course is a coned slalom course where students must negotiate their vehicle around cones while focusing on weight transfer, hand positioning, and eye scanning.

Drop Wheel/Off Road Recovery Exercise

The drop wheel recovery course teaches students how to effectively recover from a drop wheel situation by regaining control of the car and safely returning to the roadway. Drop wheel accidents are among the highest causes of injuries and deaths across the U.S.

Distraction Exercise

The distraction course forces a driver to negotiate a tightly coned course while being distracted by the instructor. The course is designed to demonstrate just how dangerous cell phones, text messaging, music, traffic, and friends in the car can be.

Panic Stop Exercise

The panic stop course is designed to teach students the proper technique to stop a vehicle in the shortest distance while maintaining control. Students experience first-hand the effects of an A.B.S. (Anti-Lock Braking System) and its ability to keep the wheels from locking while pulsating brake pressure.

Car Control and Recovery Exercise

The skid pad course is designed to prepare students how to drive in bad weather situations and not to lose grip (control). The students are taught how to properly recover from both over-steer (rear wheel) and under-steer (front wheel) skids.

A dad’s testimonial about putontheBRAKES.org

“My son and I attended BRAKES at the LA County Fairgrounds on April 26th. Yesterday, he was alone driving home from a high school baseball game approaching an intersection, on a green light about 45 mph. At the very last second, a car turned left in front of him. My son hit the brakes hard, engaging the abs, and steered away from the car as he stayed hard in the brakes, narrowly avoiding a collision. He attributed his reaction and collision avoidance to everything he learned at BRAKES. He described how, during the incident, he had anticipated the other driver turning in front of him and he knew the ABS engaged because of the feel and knew to stay on them as he steered away. The scenario was virtually identical to what he experienced at the school. Your school paid for itself 1000 times over last night. Thank you so much.”

 

North Carolina Defensive Driving Training

Here is a list of some of the defensive driving courses in NC as of May 2016.

Charlotte

B.R.A.K.E.S once a month

Offers courses once a month at the ZMax Dragway in Charlotte. Four 4-hour classes are offered each weekend – two on Saturday and two on Sunday.

Raleigh

NCSHP Training Center, 380 East Tryon Road, Raleigh, NC 27529

Franklin

Street Survival School Saturday, May 28th, 2016

Sutton Public Safety Training Center, 225 Industrial Park Loop, Franklin, NC 28734

NC Attorneys Evaluate Car Accidents FREE

The last thing we want is your teen in an accident. Many of us are parents and we understand how much is at stake. If you’re in that unfortunate situation, let us help with the legal issues. Click here to contact us 24/7, or call 1-866-900-7078. We will evaluate your situation for FREE over the phone or online.

 

*B.R.A.K.E.S training asks for a $99 refundable deposit to hold your reservation. If you choose to leave your deposit, it will turn into a donation, which is tax deductible.

Isn’t My Insurance Company Looking Out for My Best Interests?

In an effort to illustrate why you probably shouldn’t deal with insurance companies without a lawyer on your side, let’s play make-believe.

Let’s pretend you are the head of a large profitable company. An insurance company. The competition on the insurance company playground is tough. Some don’t always play fair and they’ll do anything to take business (translation: money) away from your insurance company. Even if it means trying not to pay out money to accident victims.

Experience has taught us that the insurance company playground can have its share of bullies. Bullies who have been known to try to take money away from accident victims, just like schoolyard bullies try to take candy from little kids! And just as appalling, some clients may not even know they’re being bullied into giving away their candy!

Here’s a perfect example* as recalled by one of our negotiators:

“We often hear about some insurance adjusters who will put $500 checks and releases on the cars of people who have been in wrecks to encourage them to take the settlement money. If the people sign the checks, sometimes there’s nothing we can do. They don’t realize they’re signing away their rights. This happens a lot in the Latino community because the releases and checks are in English.”

Dealing with Insurance Companies up Close and Personal

If this isn’t shocking enough, check out some of the stories in Insurance Companies (and others) Behaving Badly. It highlights even more actual situations as told by our own employees – wonderful people who stand up for what’s right day after day. These good folks – lawyers, paralegals, negotiators, and hard-working administrators – fight tooth and nail to try and achieve results. We believe our firm stands out precisely because of who these people are and how much they care.

The anecdotes and insights in these stories are real (although unfortunate) accounts. They serve as a microscopic view into what the real world of dealing with some insurance companies can look like up close and personal. And it shows how we have made a difference for thousands of clients*.

N.C. Personal Injury Law Firm Offers FREE Case Analysis

Years of experience has taught us a painful lesson. Sometimes, some insurance companies (and others) don’t play nice. We won’t stand for that kind of abuse of the system, the laws, and especially our clients – 30,000 for whom we’ve recovered over $600 million total since 1997!*

If you’ve been injured and you feel like you’re getting the run-around from the insurance company, click here to contact us right now or call 1-866-900-7078. We’re here 24/7, and we will evaluate your situation for FREE over the phone or online.

PS: If you feel like you need a bath after reading through Insurance Companies (and others) Behaving Badly, click here for a collection of soul cleansing stories that reveal just how far we have been known to go on our clients’ behalf*.

*Cases or matters referenced do not represent the law firm’s entire record. Each case is unique and must be evaluated on its own merits. The outcome of a particular case cannot be predicated upon a lawyer’s or a law firm’s past results. These are specific examples of experiences we have had with some insurance companies, adjusters, clients, or others. These stories do not necessarily represent any industry as a whole. These descriptions of events are based on upon the recollections of individual staff members.