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Injured While Cycling? Why You May Need Legal Protection (From Your Insurance Company)

I am an avid bicyclist. I ride trails. I cycle in triathlons. And sometimes I commute to work. I appreciate the North Carolina Department of Transportation’s efforts to build more bike-friendly roadways, such as complete streets that help promote cycling and make it potentially safer and more convenient. On the other hand, a 2014 article in the Ashville Citizen Times reported North Carolina ranks among the nation’s top 10 “most dangerous states for cyclists.” I understand why. I have seen a rise in the number of distracted drivers and this concerns me.

Rising Bicycle Accidents Put North Carolina Riders at Risk

North Carolina cyclists need to be aware of what to do in the event of a cycling accident, and how to protect both their health and their legal rights.

Protecting Your Health

The most important step an injury victim can take toward recovery is to ensure that the proper medical attention is administered as soon as the accident occurs and throughout the recovery process.

If urgent symptoms are not immediately noted, accident victims should nonetheless consult with their primary care provider just to be safe. The head of our medical review department, Naa Atsoi Adu-Antoh, urges anyone who has sustained a personal injury to have a medical evaluation to see if there are any potential issues that may be underlying. If your condition worsens over time and you have to make a medical claim, this initial documentation is largely what insurance companies use to determine the extent of your injuries.

Naa is an attorney as well as a Johns Hopkins-educated and trained nurse. She explains, “When you're in an accident there's a lot going on in your body, and sometimes you may not feel pain right away, especially with soft tissue injuries. Your body is reacting on adrenaline, and adrenaline helps keep pain away for a while."

Or maybe you're like many of us and are just too busy to go to the doctor for what you think is just a skinned and bruised knee. That skinned and bruised knee could turn into something else when you start overcompensating for it.

The longer you wait to go to the doctor about your pain, the more you could be hurting your recovery and your legal case, if you have one.

Ongoing medical care is often required after an accident. This may involve consultations with specialists, medical pain management, physical therapy, or chiropractic services. Accident victims should carefully consult with their providers to determine which specific services are right for them. Injuries which are not properly treated may tend to get worse over time.

Protecting Your Legal Rights to Claims for Damages

When officers respond to the scene of the accident, they will often take statements from everyone who was involved as well as witnesses. Give the police a concise statement including just the facts of the accident. Make sure to ask how you can obtain a copy of the police report once it has been completed. If possible, tangible evidence such as photographs, video, and audio recordings can go a long way toward trying to present the best possible evidence for your personal injury litigation. Smartphones have made it increasingly easy to take photographs and video recordings of an accident scene.

Injury victims should also be sure to document any symptoms or losses caused by the accident. These can include physical injuries – such as bruises, scars, and cuts – and should be documented to help support your personal injury claim.

And make sure to photograph and document damages to your bike, and preserve the bike if you can. Some bikes can cost thousands of dollars. Whether your bike needs to be repaired or replaced, the insurance adjuster may have little knowledge of the real value of certain bikes.

Keep a record of any time missed from work as a result of the accident to help support your claim for lost wages, if you have one.

In today’s instantaneous digital society, it is highly tempting to want to update friends with news of an accident or injury, but this can sometimes compromise your personal injury claim. We would caution you from posting any information about the accident or recovery on social media until your claim has been settled or resolved at trial. We have known some insurance companies to troll social media accounts in an effort to find any evidence they can use to try to minimize or deny your claim for damages.

Once you leave the scene of the accident, it is important to consult with a personal injury attorney as soon possible. Statements made on the scene of the accident and to an insurance representative can be used against you. So keep conversation to a minimum and stick to the facts only.

Insurance companies will contact you after an accident to obtain a recorded statement of what happened at the scene. While this is a necessary step in the investigative process, the recorded statement can sometimes be a trap for the unwary. Insurance adjusters may use the recorded statement against the claimant when it comes time to settle for monetary damages.

Your best course of action with regard to a recorded statement is to let an attorney handle it for you. Or at least we can be on a three-way call with you, so we can object to any potentially damaging questions.

NC Bicycling Accident Lawyers Offer Free Case Evaluation

If you or someone you love has been injured in a cycling accident, contact one of our bicycle accident attorneys as soon as possible. Click here to contact us right away (24/7) or call 1-866-900-7078.


10 Ways to Try to Prevent Rear-End Crashes in North Carolina

During my commutes to and from work every day, it never fails to amaze me just how many people drive in ways that could all too quickly end up in a rear-end car crash situation. As a personal injury lawyer, we see how people’s lives can change for the worse in one split second, just because they became a victim of a rear-end crash or other car injury.

Rear-end crashes make up almost half of the car accidents in the U.S.

According to figures from the National Highway Traffic Safety Administration (NHTSA), out of the 6 million car accidents that happen on U.S. roads every year, over 40% of them (2.5 million) are rear-end collisions. Drivers and passengers are at risk of being severely hurt due to rear-end accidents. No one knows this better than personal injury lawyers.

We have represented hundreds of clients who have been injured – sometimes seriously – as a result of rear-end collisions. One client^, a mother, was simply driving home from work one afternoon, stopped in traffic when a distracted driver rear-ended her so hard she was ejected out of the car and killed.

Then there’s the story of Tony who was also rear-ended. He had been “living the dream” before he lost everything as a result of a distracted driver rear-ending him at a high rate of speed. Read Tony’s story here.

10 Ways to Reduce Chances of Rear-End Crashes

The prevention of rear-end accidents is the responsibility of every driver every time they get behind the wheel. Here are ten tips drivers should remember to try to reduce the chances of a rear-end accident.

  1. Don't tailgate. We all know what tailgating is and we know we should not do it. Tailgating is reckless and dangerous. It is rude. And it can often be avoided. If you tailgate and leave too short of a stopping distance, there's a very real chance you will end up hitting another car and you could be blamed for causing an accident.
  2. Check your mirrors often. Look to see what the drivers behind you are doing and if they will be able to stop in time.
  3. Leave two to three car lengths between you and the car stopped ahead of you. If someone from behind is going to crash into you, you may have enough room to push forward without rear-ending the car in front of you.
  4. Don't stop short or cut people off. When a driver slams on their brakes suddenly and unexpectedly or suddenly changes lanes or pulls in front of another vehicle, cars around them may not have time to react. This can result in a rear-end accident. Try to always be aware of cars around you and try to anticipate their moves.
  5. Go the speed limit and try to maintain a steady speed. Drivers who slow suddenly can cause a car following them to hit them.  A driver who goes too fast also faces an increased chance of hitting another motorist who is in front of his vehicle. Faster speeds mean more momentum, which results in a longer stopping distance and makes rear-end crashes more likely. These types of accidents can also result in more serious injuries.
  6. Pay careful attention at all times. All motorists need to pay careful attention to what is going on in front of them to avoid having to hit the brakes suddenly. Stay off cell phones and avoid using other distracting devices – even maps.
  7. Look a few cars ahead of you in anticipation of what may happen. If you see cars braking up ahead it gives you more time to brake and allows the car behind you to begin braking (assuming they are paying attention). If you are behind a truck stay back until you can see the driver’s face in his side mirror. If you can see his face, he can see you. And stay out of the trucker’s blind spots. Truckers have a lot of them. Directly in front of the truck (because of the long hood). Directly behind the truck. And especially on the right side of the truck. Click here for more safety tips for driving near big-rigs.
  8. Check your brake lights periodically.
  9. If you are being tailgated don’t brake to try to get them to back off. This can result in a rear-end situation and, depending on the driver’s demeanor, it could make them angry and lead to road rage. Simply try to move to another lane when safe to do so.
  10. Avoid drunk or drowsy driving. Both drunk and drowsy driving can make it harder to pay attention to what is going on with other cars and can cause delayed reaction time, which makes rear-end accidents much more likely to occur. If you have been drinking call a sober ride home service. Many in North Carolina will take you and your car home. And if you become tired while driving, stop to rest for about 20 minutes. A recent AAA Foundation  study found that one in five fatal auto accidents involved drowsy drivers. Click here for tips on what to do if you begin to feel drowsy while behind the wheel.

NC Car Crash Lawyers Offer Free Case Evaluation for Rear-End Crashes

If you were injured in a rear-end accident, contact us right away or call 1-866-900-7078 for a free case evaluation.

Studies have shown that, on average, car accident victims who hired a personal injury lawyer received
3.5 times more compensation for their loss than they would have on their own*.


* Insurance Research Council 1999

^Client identities have been removed or changed to protect their privacy


Things You Should Know About Your Workers’ Compensation Case

At the Law Offices of James Scott Farrin, our goal is to try to provide the absolute highest quality legal representation in your workers’ compensation case. The insurance companies already know we mean business. We want to let them know that you mean business too.

While we are fighting for you against the insurance company, we also want to provide you with first-rate customer service. The philosophy of the Law Offices of James Scott Farrin is time tested – treat our clients the way we want to be treated. In a workers’ compensation case, this means keeping you informed and giving you the same quality advice that we would give our loved ones. Many of our clients think of us first when they need quality legal representation for themselves, family, and friends. We are here to serve you. And we encourage you to contact us if you have any questions whatsoever.

We know that suffering a work-related injury can be a major irritant, even in the best circumstances. At worst, it can be a life-shattering event like it was for Christopher. Click here to read his inspiring story. For exactly this reason we strive for your complete satisfaction with our firm’s representation of your case.

Here are some things you should be aware of as we proceed through your workers’ comp case:

  • You are part of your workers’ comp team. The most important part, really. Your participation is key to a potentially successful outcome of your case.
  • Please keep the lines of communication open. We will strive to do the same from our end. We will explain the facets of a workers’ compensation case. For example, how some insurance companies may troll the social media accounts of a claimant to try to find a photo, a post, or other seemingly insignificant evidence and use it to deny medical treatment compensation.
  • Keep up with your medical appointments as best you can. Informing your doctors about all of your injuries is critical. It can mean the difference between an accepted or a denied workers’ compensation case.

Others on Your James Scott Farrin Workers’ Comp Team

Any number of attorneys and paralegals who may work on your case are on your team, as well as the numerous other resources our firm offers.

Our team approach extends not only throughout the workers’ comp department, but firm-wide too. We may, for example, consult with our medical review attorney, Naa Atsoi Adu-Antoh. Naa heads our medical review team, and she is also a Johns Hopkins-educated nurse. When it comes to trying to find that needle in a haystack that can potentially move a case forward from a medical standpoint, she is an invaluable “go to” resource.

Several former defense attorneys and paralegals that worked for insurance companies. We’ve worked for the “other side,” so we know what you’re up against. We know some of their delay, deny, and defend strategies because we’ve seen it from the inside.

More than half our workers’ comp attorneys are NC Board Certified Specialists in Workers' Compensation law. This is the highest level of specialization available in North Carolina, and only a small percentage of NC attorneys can make that claim. Very small.

Two former North Carolina Industrial Commissioners. The North Carolina Industrial Commission (NCIC) is the impartial agency that administers and enforces workers' compensation laws.

A former North Carolina state senator. He was elected to serve the seventh district of North Carolina for four terms.

Several recognized experts in workers’ compensation law. Several of our attorneys have more than 10 years of experience. Some speak at seminars for other workers’ compensation attorneys. Others have written books about various areas of law, and two have collected several coveted awards for workers’ compensation, including “Best Lawyer1” and “Rising Star2.” One was named “Super Lawyer3” three times and “Lawyer of the Year4” for Raleigh twice.

Attorneys who give back. Attorneys who join our side do it because they want to be advocates. This takes a certain mindset and special heart for service. And service to others is not something we take lightly. Of our 13 workers' comp attorneys, 12 are members of the North Carolina Advocates for Justice, an organization dedicated to improving the quality of legal representation in our state. Many are very active members in their communities – from teaching at local colleges, to counseling the Spanish-speaking community. Serving others is in the DNA of our firm’s culture.

While each workers’ compensation case carries its own unique set of facts and circumstances, the evolutionary process is similar. It can best be described by examining the distinct phases of our process.

The Investigation Phase

The initial phase is one of administration and investigation. This is when we begin to build your case by collecting information such as the NCIC incident reports, reports created by the insurance company’s case managers and adjusters, and in some cases, photographs of your injuries. During this phase, we are gathering information about your accident or injury that is critical for us to try to achieve success.

The Medical Treatment Phase

Next is the medical treatment phase, often called the “healing period.” This is perhaps the source of most frustration for clients. It’s the time when you will be receiving medical treatment for the injuries you sustained. The healing process can be a lengthy one. Patience is more than a virtue – it is a necessity during this phase. You will likely will be assigned a rehabilitation nurse case manager by the insurance company, and we will monitor the medical providers and the rehabilitation nurse to try to ensure that you receive the best treatment possible. The rehabilitation nurse is hired by the insurance company as an overseer, a case manager, or coordinator. These nurses do not work for you, yet they often go with you to your medical appointments and report back to the insurance company. Read more about their role here.

You will eventually reach maximum medical improvement (MMI), which is the end of the healing period. At that point your medical provider will assign you a disability rating and likely release you from treatment. Unless you have specifically requested otherwise, we will not begin to negotiate with the insurance company until you reach this point of your case. Before you reach MMI, we don’t know the extent of your permanent injuries, the permanent work restrictions you may have, and any future medical treatment you might need. Moreover, this is often the best time to seek a second opinion evaluation with a doctor who has not been hand-picked by the insurance company.

The Negotiation Phase

This phase is when we begin the process of resolving your case. Before we can begin negotiations with the insurance company, we make sure we have all of the necessary information:

  • Your disability rating
  • Your permanent physical limitations and work restrictions
  • The future medical treatment you will need as a direct result of your workplace injuries
  • Wage information – including overtime and bonuses – to try to ensure that you are receiving every penny of compensation to which you are entitled

When we have gathered the necessary information, we will perform a thorough and careful evaluation to determine what we believe is the settlement value of your case. We will then call or meet with you to discuss the case value and ensure that all of your questions are answered. During that meeting, we will ask for your authority to submit a settlement demand to the insurance company.

The next step is actual negotiations with the insurance company or their attorney. This is sometimes done informally, but often takes place during a mediated settlement conference. Our clients attend and participate in these conferences. The pledge we make at this stage of your case is to use all our skills and experience to try to negotiate the best possible settlement for you and to help you make the best decision for you and your family.

The North Carolina Industrial Commission must approve all settlements. As such, if your case settles, it can take up to four to six weeks for your settlement check to arrive after the settlement has been reached. We try to shorten this period. We know that this money is critical for your future, and we work hard to try to make sure the settlement is paid expeditiously.

We have many people working behind the scenes on your case. We have dedicated, experienced, and caring professionals at every level working to ensure that we handle your case in a thorough, professional, and timely manner.

NC Workers’ Compensation Lawyers Offer FREE Case Evaluation

We hope this will give you some insight into your James Scott Farrin workers’ compensation team and what you might expect from us. We strive for your total satisfaction as you try to heal, return to work if you are able, and get on with your life.

If you have been injured on the job, contact us or call 1-866-900-7078. Your consultation is free.


1 Since it was first published in 1983, Best Lawyers® has become universally regarded as the definitive guide to legal excellence. Best Lawyers is based on an exhaustive peer-review survey. For the 24th edition of The Best Lawyers in America (2018) more than 58,000 leading attorneys cast more than 7.4 million votes on the legal abilities of other lawyers in their practice areas. Lawyers are not required or allowed to pay a fee to be listed; therefore inclusion in Best Lawyers is considered a singular honor. Corporate Counsel Magazine has called Best Lawyers “the most respected referral list of attorneys in practice.” For more information regarding the standards for inclusion, visit

2 Published by Super Lawyers. To be eligible for inclusion in “Rising Stars,” a candidate must be either 40 years old or younger or in practice for 10 years or less. “Rising Stars” undergo a rigorous, multiphase process which combines peer nominations with third-party research. Each candidate is evaluated on 12 indicators of peer recognition and professional achievement. Selections are made annually on a state by state basis. While up to 5% of the lawyers in any state are named “Super Lawyers,” by Super Lawyers magazine, no more than 2.5% are named to the “Rising Stars” list. For more information regarding the standards for inclusion, visit

3 Published by Super Lawyers. “Super Lawyers” undergo a rigorous, multiphase process which combines peer nominations with third-party research. Each candidate is evaluated on 12 indicators of peer recognition and professional achievement. Selections are made annually on a state-by-state basis. For more information regarding the standards for inclusion, visit

4 Only a single lawyer in each practice area and designated metropolitan area is honored as the “Lawyer of the Year,” making this accolade particularly significant. Lawyers being honored as “Lawyer of the Year” are selected based on particularly impressive voting averages received during the exhaustive peer-review assessments conducted with thousands of leading lawyers each year. Receiving this designation reflects the high level of respect a lawyer has earned among other leading lawyers in the same communities and the same practice areas for their abilities, their professionalism, and their integrity. For more information on the rules of inclusion visit

Contact Information

Raleigh Law Office

4325 Lake Boone Trail, Suite 100
Raleigh, NC 27607
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

517 Owen Drive
Fayetteville, NC 28304
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Charlotte Law Office

1001 Morehead Square Drive, Suite 350
Charlotte, NC 28203
Phone: 704-599-1078
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Greenville Law Office

702 G Cromwell Dr.
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Goldsboro Law Office

214 South William Street, Suite 3
Goldsboro, NC 27530
Phone: (919)-731-2581
Toll Free: 1-866-900-7078

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

3202 Sunset Avenue, Suite B
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078