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Contact the Law Offices of James Scott Farrin 1-866-900-7078

Denied Social Security Disability Benefits? Don't give up. Tony didn't.

If you've been denied Social Security Disability Insurance (SSDI) payments, don't be disheartened. Sometimes even the most clearly disabled are denied the first two or even three times.

That was certainly the case with our client, Tony (click here to read his full story).

Tony went from working in a job he loved, to being so disabled after a car accident that he can't eat, sleep, or even go outside on a sunny day. He vomits almost daily and his headaches are so severe they sometimes cause him to cry. Within a year he dropped from 155 to 123 lbs. - and he's 6'2".

Even though he's disabled by almost anyone's definition, the Social Security Disability administration denied him benefits. Twice. But he didn't give up and neither did we. It took some relentless work, but eventually we won him disability benefits1 - including back-due benefits - and he became immediately eligible for Medicare.

Don't Give Up After Being Denied Benefits

The moral of this story is that it's not unusual to be denied benefits the first or even the second time you apply. According to the U.S. Social Security Administration, 67% of Social Security Disability applicants applying for benefits are denied the first time around, and 88% are denied the second time.

Sometimes All You Need Is Experienced Legal Help

A good Social Security Disability lawyer who is familiar with the system may be able to help you through the complicated and cumbersome process and may even potentially speed up your claim.

Think you can't afford to hire an experienced Social Security Disability lawyer? Think again.

Many, like our firm, work on contingency, which means you don't pay us one penny in attorney's fees unless we get you your benefits. Don't give up because you are frustrated or because you think you cannot afford legal help.

Get a FREE Case Evaluation from our NC Social Security Disability Attorneys

If you are disabled, ask one of our Social Security Disability lawyers if they think they can help before you wade through the disability process alone.

One of our Social Security Disability attorneys is a North Carolina Board Certified Specialist in Social Security Disability Law. Out of the 28,000 licensed North Carolina lawyers, only 51 can make that claim2. That same attorney also happens to be vice chair of the N.C. State Bar's Social Security Disability Law Specialty Committee.

Yet all of our Social Security Disability lawyers and paralegals know their way around the system and its processes. It's what they do. And helping those in need is their passion. If you've been denied once, twice, or even three times, don't give up. Contact us instead. Better yet, contact us before you apply. We are here to fight for the benefits you may rightly deserve. Call 1-866-900-7078 for a free evaluation of your situation.

 

1Each case is unique and must be evaluated on its own merits. Prior results do not guarantee a similar outcome.

2Figures provided by NC State Bar December 31, 2015

 

Categories: Insurance Coverage

What Kind of Medical Treatment Can I Receive Under Workers’ Comp Insurance?

If you're injured on the job and your workers' compensation claim is approved, workers' comp will pay for your medical treatment. That's great! But what exactly does that mean to you?

That's a loaded question.

What Is Medical Compensation?

Under the North Carolina Workers' Compensation Act "medical compensation" can include virtually anything that will cure your pain, give you relief from pain, and/or get you well enough to get back to work.

Treatment can include:

  • Medical
  • Surgical
  • Hospital
  • Nursing
  • Rehabilitative services, such as:
    • Attendant care services: At-home care or physical therapy
    • Vocational rehabilitation: In some circumstances, the insurance company will pay for retraining or for a specialist to help you find another job
  • Medicines
  • Sick travel: Reimbursement for any travel to authorized medical providers or pharmacies more than 10 miles away
  • Other treatment

While it may seem as though you're entitled to just about anything that will help you get better, who gets to decide what will help you get better. You or the insurance company?

1756873Who Decides What Medical Treatment Is Necessary?

If your workers' compensation case is accepted by the workers' comp insurance company, they are responsible for paying for your medical treatment. The flip side is: they also have the right to direct your care.

That means the workers' comp insurance company can send you to the doctor or doctors they choose. Keep in mind, many insurance companies are for profit businesses - not nonprofits. That means if there's a choice of treatments and doctors who might claim to be able to achieve the same results, but one option is less expensive than the other and may even get you back to work quicker, it would likely benefit the insurance company to opt for the less expensive, get-back-to-work-quicker option. Even if your doctor recommends a more expensive treatment and potentially longer recovery period for you, the insurance company may refuse to authorize it. So what can you do if they refuse the treatment you'd rather have?

How Can I Control What Treatment I Get?

Fighting for the treatment our clients feel they need is something we deal with day in and day out. It's one of the primary reasons people contact our firm.

If the workers' compensation doctor recommends treatment the insurance company refuses to pay for, our attorneys can file a motion for a hearing or a motion for medical treatment.

You also have the right to request a second opinion exam with a physician that you and the insurance company agree on. Our workers' compensation attorneys have years of experience fighting on our clients' behalf to try to get them the second opinions they may need

If you wish to transfer your treatment to another doctor, our attorneys can file a motion with the NC Industrial Commission (that's the workers' compensation "court") to try to transfer that care for you.

Our NC Workers' Comp Attorneys Will Review Your Case for Free

If you feel you're not getting the treatment you need, or that your insurance company may not have your best interests at heart, contact us or call 1-866-900-7078.

Let one of our workers' comp attorneys - six of whom are North Carolina Board Certified Specialists in Workers' Compensation Law - evaluate your situation for free. We're available 24/7 to try to get you the answers you need.

(PS...If you're worried that you can't afford us, stop worrying! We work on contingency, which means that you don't pay any attorney's fee unless we get you compensation.)

Hiring an Attorney Can Make Things Happen – Often Good Things

It's hard for some people to consider hiring an attorney after a car wreck. After all, you don't want to be "one of those" litigious types. You just want what's fair. And, you reason, so does the insurance company.

But when the insurance company starts playing games with your time and potential compensation, what are you supposed to do?

Here's a story about one of our clients who gave the insurance company six ways to Sunday to treat him fair and square. But they never did. So he hired us.

It's a classic case of an injured driver who reluctantly came to us after the insurance carrier unsuccessfully tried two typical defense strategies: the lowball offer to pay medical bills to an unrepresented victim, followed by a bogus denial threat. This client wisely hired us and heeded our counsel instead. Here's the story...

The defendant's vehicle had plowed into our client, smashing the vehicle's front end. Luckily, the client emerged with moderate injuries. Initially, the client tried to work directly with the insurance carrier who verbally told him they would pay for his bills. The carrier made the process so convoluted that the client became frustrated. They gave him every excuse in the book except, "my pen won't work."  Finally, the client contacted us.

After our involvement, the insurance carrier then tried to deny him any recovery, causing further delay and frustration for the client. All of us, including the client, had had just about enough of their time-wasting tactics, and we were able to negotiate a settlement for our client that we were pleased with1.

PI Book

What Happens When You Hire a Car Wreck Lawyer?

While not all law firms are created equal, hiring a law firm can potentially make good things happen. Many on our teams have worked for the insurance companies before joining our firm. So they know effective strategies to show them we mean business.

As a matter of fact, studies have shown that, on average, car accident victims who hired a personal injury lawyer to represent them received 3.5x more compensation for their loss than they would have on their own2.

NC Lawyers Offer FREE Case Evaluation

If you want a legal team you can trust to fight for your interests, click here for a FREE case evaluation, or call 1-866-900-7078. Our phone lines are open 24/7/365.

 

1 Cases or matters referenced do not represent the law firm's entire record. Each case is unique and must be evaluated on its own merits. The outcome of a particular case cannot be predicated upon a lawyer's or a law firm's past results. Client identity and certain circumstances have been removed or changed to protect their privacy.

2 Insurance Research Council, 1999

Contact Information

Raleigh Law Office

5848-100 Faringdon Place
Raleigh, NC 27609
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

517 Owen Drive
Fayetteville, NC 28304
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Charlotte Law Office

201 McCullough Drive, Suite 220
Charlotte, NC 28262
Phone: 704-599-1078
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Greenville Law Office

702 G Cromwell Dr.
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Goldsboro Law Office

214 South William Street, Suite 3
Goldsboro, NC 27530
Phone: (919)-731-2581
Toll Free: 1-866-900-7078

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

3202 Sunset Avenue, Suite B
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078