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Contact the Law Offices of James Scott Farrin 1-866-900-7078

25 Things to Do After You’ve Been Hurt in an Accident

Simulated Accident_07182014A lot is at stake after an accident. As such, there's a lot to do if you want to protect yourself. We've put together a quick list to get you started, but it is by no means comprehensive.

A NC car accident attorney may be able to help with many of these items.

  1. Gather information from multiple sources - names, numbers, statements, records of everyone on the scene, especially driver, police officers, witnesses, EMT personnel, if you can. Get the other driver's insurance information.
  2. Deal with the insurance adjuster, who will ask questions about the accident and your injuries. He/she may insist on a statement. Make sure you know what to say and what not to say
  3. Get medical attention for any injuries and symptoms. Go to all appointments. Follow doctors' orders.
  4. Figure out who is paying for your treatment, or will be expected to.
  5. Be aware of liens the hospital/medical provider may immediately ask you to sign if you don't have health insurance.
  6. Obtain, keep track of all medical records - diagnoses, tests, bills - physicians, hospitals, clinics, ER and EMT.
  7. Use your health insurance for all its coverages. Handle all those details carefully and promptly. Keep all records.
  8. Take photos of the scene right at the time of accident and after. Take photos of all vehicles involved, especially your own, while they are at the scene. Photograph skid marks.
  9. Obtain the police report.
  10. Find out all the details of your auto insurance policies. Everything. Read the policy's "summary booklet."
  11. Find out all the details of the at-fault driver's insurance policy.
  12. Determine if uninsured or underinsured motorist coverage is going to be a factor
  13. Research whether you can utilize another family/household member's policy.
  14. If you have to take time off from work due to injury - or you lose your job, keep track of all records and lost wages dealing with employment that are given to you or sent by employer. Handle any possible appeals of the employer's decision to terminate.
  15. Save all evidence in and around your car at the scene...pieces of your car or theirs.
  16. Check to see if MedPay is available.
  17. Document & copy all reimbursements received from insurance company for any expense.
  18. Where is your car? Who's paying for storage? Would your collision coverage pay for that after it leaves a tow lot?
  19. Keep a journal - on everything insurance company, doctors, police officers, witnesses say. Track your healing progress (including how you are feeling) or lack of progress in writing and in periodic photos, if injuries are visible. Record what you do related to the accident.
  20. Get the car independently appraised. If you get repairs, have damage/problems/repairs documented by mechanic.
  21. Keep a log of your driving or other expenses to get to and from doctors.
  22. Have you made arrangements with the appropriate parties to make sure your rent or mortgage is paid?
  23. Prepare for your own formal negotiations with the insurance company, if you feel they give you the opportunity. The insurance company is interested in keeping its costs down. Know all the traps you may face.
  24. Make sure you fully understand all of the legal/financial aspects of any settlement offer, for the short and long term.
  25. Assess whether a given settlement offer accounts for your future medical needs.

And these are just 25 actions you may need to take after an accident - there could be dozens more items to get done.

For a free review of your case, call the Law Offices of James Scott Farrin 24/7 at 1-866-900-7078. Or click here to speak with a live representative.

GM Ignition Switch Case Leads to Alarming Questions, Concerns for Car Owners

Traffic1_060820142.6 million GM cars have been recalled due to risks caused by potentially defective parts.

Media reports say that GM's own statements point to deaths - possibly as many as 13 - apparently associated with these defects in the ignition switch.

Some surviving family members of people who have died in crashes involving some of the recalled models have already filed legal cases against GM for damages and losses. The number of those lawsuits has been growing in recent weeks.

Your Questions, Our Answers:

Why was there a recall of 2.6 Million GM cars, which included all years of the following models?

  • Chevrolet Cobalt
  • Saturn Ion
  • Pontiac G5
  • Chevrolet HHR
  • Pontiac Solstice
  • Saturn Sky

 

After what was reportedly years of knowledge about problems with ignition switches that could move from "run" to "accessory mode" and force a car to stall, deactivate airbags and sometimes lose its ability to be controlled, GM decided to issue a recall for 2.6 million vehicles. In a recall, the car manufacturer pays for the cost of replacing or repairing a potentially defective part when a car owner brings the vehicle to a dealer's service center.

One study of federal safety records commissioned by the Center for Auto Safety and reported on in the New York Times showed more than 300 people have died in accidents involving airbag failures in the Chevrolet Cobalt and the Saturn Ion that may be tied to the ignition switch defect.

What if someone in your family died or was injured in a crash you think may involve these defective ignition switches? What can you do now?

The best advice is to contact an experienced product liability attorney right away. Among many other things, an experienced lawyer can try to help determine if there are records on you or your loved one's accident that you did not know existed - those records could point to the cause.

If you or your loved one were wronged, you have a right to seek justice.

Automakers are required to keep certain records of serious crashes, complaints, calls and lawsuits. The National Highway Traffic Safety Administration (NHTSA) maintains extensive records on serious accidents, as well, and is responsible for determining when the public may be at undue risk because of a dangerous or deadly pattern of accidents in a given car model or models.

This is also another reminder why you should consult an attorney after any accident, especially a serious one, in part so you may have a better chance of a thorough investigation into the cause of the crash.

The more you know at the time of a terrible car accident, the better your chances of a full and fair recovery of your losses.

News stories seem to indicate GM knew years ago of these problems. Why didn't the company do more to let the public know? How could this affect you?

This a hard question to answer, and it may never be answered. However, in any series of consumer safety events like these, news reporting and new outside investigations can potentially demonstrate acts on the part of a manufacturer to downplay safety issues. If true, that kind of information could be vital in a legal case.

The GM defective ignition switch stories are rushing to the forefront. It is time now to seek legal guidance about how best to handle a possible lawsuit against GM and possibly some of its suppliers.

Timing is always important. More delay could hurt a potential case.

Are lawsuits being filed against GM already?

Yes. In fact, GM has reportedly already settled a number of cases involving deaths in accidents involving some of the car models under recall.

If you feel you may have a wrongful death or serious injury claim against GM involving accidents in the recalled Cobalt, Ion, HHR, Solstice, Sky, & G5 vehicles, the time to look into a potential case is right now.

Seek out experienced legal help so that, if the facts support a claim, you can try to make your case the strongest it can be. If a tragic accident didn't have to happen, and a defect caused it, the truth must come out.

If you or a loved one has had one of these recalled vehicles and been seriously injured or killed in a crash, contact us today. At the Law Offices of James Scott Farrin, we will evaluate your case for free and with no obligation. Just call us at 1-866-900-7078 today.

Will the New Rule to Prevent Truck Accident Injuries Be Ignored?

All car accidents can be devastating. But when one of the vehicles in the accident weighs 40 tons (average weight of a semi-truck), the chance for serious injury goes through the roof.

Tractor Trailer1_07032014Earlier this year, the Federal Motor Carrier Safety Administration (FMCSA) released a study that supports their new "hours-of-service" rule, aimed at cutting down the number of drowsy truckers. According to the findings, the new rule may prevent 1,400 crashes and 560 injuries, and save 19 lives each year.

But there's a problem the trucking industry faces that may hamper this progress - driver shortage, which could result in some ignoring the new rule or putting more inexperienced drivers on the road.

If you've been injured in a truck accident, click here to contact a NC truck accident lawyer.

Truck Accident Statistics in NC and Nationwide

In 2012, truck accident statistics rose across the nation. In North Carolina the number of fatalities from truck accidents rose by 30%.

Nationwide, 3,921 people were killed in truck accidents that year, according to the National Highway Traffic Safety Administration (NHTSA).  This was a 4% increase from 2011.  The number of injuries increased even more - 18% - from 88,000 injuries in 2011 to 104,000 truck accident injuries in 2012.

It's worth noting that other parties often suffer the worst damages. According to the NHTSA, only 18% of those killed in truck accidents were the truck drivers. 73% were occupants of other vehicles and 10% were non-occupants (such as pedestrians).

New Hours-Of-Service Rule for Trucking Companies

In July 2013, the FMCSA enacted their new "hours-of-service" rule, imposing tighter limits on how long truckers could drive without a break. The new rule:

  • Decreases the maximum average work week hours from 82 to 70.
  • Allows drivers to resume after 70 hours, only if they have rested for 34 consecutive hours, "including at least two nights when their body clock demands sleep the most - from 1-5 a.m."
  • Requires drivers to take a 30-minute break during the first eight hours of a shift.
  • Retains the current 11-hour daily driving limit and 14-hour work day.

 

The study released earlier this year specifically mentions that drivers who took a 34-hour restart - getting two nights of rest instead of just one - were more focused, less sleepy, and showed less lane deviation.

It was one of the largest real-world studies ever conducted with commercial motor vehicle drivers, according to the FMSCA.

Truck Driver Shortages Creates Safety Concerns

In North Carolina, truckers must have a commercial driver's license (CDL) to drive large trucks and tractor-trailers. It is generally customary for companies to also require up to a year or two of driving experience.

Unfortunately, trucking companies are having serious problems finding enough people to do transport jobs. A shortage of qualified drivers was described as the third most critical issue facing the trucking industry in 2013.

Faced with a limited talent pool and too few truckers willing to do the job, some employers may be tempted to pressure current workers to drive more than they should or lower their standards and hire drivers who may not have as much experience.

The trend of increasing truck accidents could thus continue, with motorists paying the price with their health or their lives.

NC Truck Accident Lawyers

If a truck driver causes a collision because he or she is drowsy, inexperienced or negligent in general, both the driver and the trucking company can be held legally liable.

Typically there are insurance policies to cover this sort of negligence, but the insurance companies can be very aggressive in their defense and evidence can disappear very quickly in our experience.

If you've been injured in a truck accident, call the Law Offices of James Scott Farrin at 1-866-900-7078 or visit www.farrin.comright now for a free case evaluation.

Contact Information

Raleigh Law Office

5848-100 Faringdon Place
Raleigh, NC 27609
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

517 Owen Drive
Fayetteville, NC 28304
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Charlotte Law Office

1001 Morehead Square Drive, Suite 350
Charlotte, NC 28203
Phone: 704-599-1078
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Greenville Law Office

702 G Cromwell Dr.
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Goldsboro Law Office

214 South William Street, Suite 3
Goldsboro, NC 27530
Phone: (919)-731-2581
Toll Free: 1-866-900-7078

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

3202 Sunset Avenue, Suite B
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078