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Contact the Law Offices of James Scott Farrin 1-866-900-7078

Which NC Workers’ Comp Attorney Should You Choose? (5 Reasons to Consider Us)

In our business, it’s not always about just lawyering. It’s about helping people as much as we can in any way we can.

Work injuries have a terrible way of impacting important areas of your life – your health, your job, your finances, and your family.

We know. We work with injured workers every day and we see their struggles. That’s why we put compassion over case numbers. The firm began that way, and even though we’ve grown to nearly 200 staff including roughly 40 attorneys, that needle hasn’t budged.

  1. Compassion That’s Real

We had one client that was out of work and getting workers’ comp checks. As is often the case in workers’ compensation cases, she started to have financial troubles because she was only receiving the statutorily mandated 66% percent of her average weekly wage. She had to give up her car, and she was about to lose her home to foreclosure. She wasn’t doing well, and her efforts to avoid a crisis weren’t working. She tried to refinance her home on her own, but she needed help. The firm worked with her mortgage company, and she was able to keep her home. Crisis averted. With her settlement money1, she bought a car to replace the one she lost.

Next, her injury had to be addressed. While working on her case she was referred to get a medical evaluation, but her insurance company denied that visit. It was obvious to us she needed the evaluation. The firm decided to set up an appointment for her to visit a doctor, and we got a treatment plan accepted by the insurance company1. Things began to turn around.

When you’ve been injured on the job, you shouldn’t also have to worry about whether the insurance company is going to treat you fairly. That's why our firm was founded – to assertively advance the cases of clients in the face of adversity.

  1. Formidable Size, Personable Attention

Fighting for justice is not just our job – it’s our passion. It’s what gets us out of bed in the morning and keeps us motived day in and day out.

We believe this is among the reasons we’re now one of the largest personal injury law firms in North Carolina. More than 30,000 people just like you have turned to us when faced with injustice, whether workers’ compensation, car accidents, personal injury, Social Security Disability, or eminent domain.

While we have been known to be a formidable force to reckon with in courtrooms and mediation, we maintain a personal and personable one-on-one relationship with each individual client. Why? Because our clients like it that way. And so do we.

One of the best compliments we can get from our clients is when they refer family and friends to us.

We handled a case for a client who fell and suffered significant and permanent injuries. When we settled her case1, she was overwhelmed by how we took care of her. She told us she considered us family. Clients often tell us they feel as though they are part of the James Scott Farrin family.

And we oftentimes get referrals based on this “family style” atmosphere. Referrals are a big part of our business coming from clients, friends, and family members. And we have some stellar results to show for the good work we do. We’ve recovered over:

  • $700 million total for over 30,000 clients since 19971
  • $100 million total for over 3,000 clients in 2016 alone1

These figures don’t include $1.25 billion1,2 we helped 18,400 farmers recover against the U.S. government in a historic class action case.

  1. Peer and Client Recognitions that Set Us Apart

When you choose us, you are choosing a recognized Tier 1-ranked U.S. News – Best Lawyers® “Best Law Firms” 20173 firm – the highest ranking possible.

Some of our workers’ comp lawyers have won awards and achieved peer- and client-reviewed designations for 2017, including Best Lawyers in America, “Best Lawyers”4 and “Lawyer of the Year”5; and Super Lawyers Magazine “Super Lawyers.”6

More than half the attorneys in our workers’ comp department are North Carolina board certified in workers’ comp. Board certification is the highest level of specialization available in NC, and only a very small percentage of NC attorneys can make that claim. Out of the more than 28,000 attorneys licensed in North Carolina only 140 attorneys are NC board certified in workers’ compensation law – that’s less than 1%7.

One of our workers’ comp attorneys is a former North Carolina state senator and former Deputy Commissioner at the North Carolina Industrial Commission. Others used to work for workers’ compensation defense firms for the insurance companies, and several of our paralegals and other administrative staff have worked for insurance companies, themselves.

  1. Workers’ Comp Advocates On and Off the Job

Advocating through various professional and community service organizations is something important to us. From teaching at local colleges to counseling the Spanish-speaking community, we’re always looking to partner with others to improve our communities.

The vast majority of our workers’ comp attorneys are members of the North Carolina Advocates for Justice, an organization dedicated to improving the quality of legal representation in our state. And we’re proud of that because it’s an important way that we show that we care for those living in our communities.

  1. Empathy Is in Our Cultural DNA

While we could go on discussing the many achievements, accolades, and designations of our attorneys and staff, and highlighting all their credentials, what I really think sets our firm apart is: we just hire good people.

I’ll never forget something Jim Farrin, our president and firm founder, said when I was hired. “We don’t hire jerks.”

Of course, we make conscientious decisions about who we hire based on professional abilities. But we also value the ability to empathize with people, address a client’s dire predicament, and try to get fair and just results for them.

Empathy at this firm is not icing on the cake. It’s in the batter – in our cultural DNA.

The firm goes to great lengths to try to make the lives of our clients better. Going through a major injury is a big deal. We look at clients’ circumstances as if it were happening to our brother, sister, or any family member. What would we do for our loved one if they were injured? I could tell you countless stories about times we’ve sent flowers to our clients who might have lost a loved one or who’ve celebrated a marriage or a new child, but it goes back to one quality – empathy.

We also take care of each other.

The young daughter of one of our employees was living in South America with her grandparents. The employee is the breadwinner for her family in South America, and she would regularly send money to them. Meanwhile, she was trying to save enough money hoping to be able to afford the expense of bringing her daughter to the United States to live with her. As you can imagine, she missed her daughter terribly. Without this employee’s knowledge, firm employees got together and raised the money to bring her daughter from South America to the United States to finally be reunited with her mother.

They just wanted to do that. That’s the kind of people we are here at James Scott Farrin – real human beings who care.

Questions to Ask Any Workers’ Comp Attorney

Whichever firm you choose, just make sure it is the right fit for you, personally, and for your workers’ comp circumstances. Here is a list of questions we have put together to ask potential attorneys when selecting a workers’ comp attorney.

NC Workers’ Comp Attorneys Offer FREE Case Evaluation

We hope this information has been helpful in determining what we believe sets us apart. Feel free to contact us about your situation, or call us at 1-866-900-7078. We’ll do our best to try to determine if we can help you.

 

1 Cases or matters referenced do not represent the law firm’s entire record. Each case is unique and must be evaluated on its own merits. The outcome of a particular case cannot be predicated upon a lawyer’s or a law firm’s past results.

2 Re Black Farmers Discrimination Litigation, the Law Offices of James Scott Farrin led a team of firms to recover $1.25 billion for African-American farmers from the U. S. government for discrimination.

3 Designation was for Workers Compensation practice in the greater Raleigh, North Carolina area. For more information regarding Best Law Firms standards for inclusion, visit www.usnews.com.

4, 5 For more information regarding standards for inclusion for “Best Lawyer” and “Lawyer of the Year,” visit www.bestlawyers.com.

6 For more information regarding standards for inclusion for “Super Lawyer,” visit www.superlawyers.com.

7 Figures by the NC State Bar December 2016.

Client identities have been removed or changed to protect their privacy.

 

Can I Get Paid for Pain and Suffering in NC if I’m Injured at Work?

I’ve represented a lot of injured workers in my 10+ years as a North Carolina worker’s compensation lawyer. One of the top three questions I am asked when speaking with a new client is whether they are entitled to receive benefits for pain and suffering associated with their injury.

The simple answer is, like most states, North Carolina worker’s compensation laws do not provide pain and suffering benefits for injured workers.

But I advise them to take heart. All is not lost.

There are other benefits available under the North Carolina worker’s compensation legal system that provide for losses injured workers suffer. It’s a matter of semantics. While these benefits are not specifically earmarked as “pain and suffering,” clients can potentially receive compensation for things other than their injuries.

But before we get into what pain and suffering is, let’s talk about what you can get paid for.

The benefits available under North Carolina Worker’s Compensation laws are intended to cover medical expenses to treat injuries from work accidents and wages lost as a result of the work injury. In the worker’s comp world, we generally call these benefits “medical compensation” and “indemnity compensation.”

Getting Paid for Medical Compensation

Medical compensation is intended to cover all the medical benefits that are reasonable and necessary and related to a workers’ compensation injury. If your employer or their insurance company agree that they are responsible for your injury, then they are responsible for paying the medical bills.

These medical benefits cover your expenses fully (nothing out of your pocket) and there are no co-pays or deductibles as with private health insurance. They will even reimburse you for gas money to and from your appointments (but don’t expect them to necessarily tell you that up front).

Additionally, medical compensation can cover future medical expenses associated with the injury once you have healed from the original injury. However, there are lots of twists and turns associated with what employers could be responsible for paying.

What is Indemnity Compensation?

Indemnity means payment from loss of wages, for example, as a result of your injury. Once you have healed, if your injury is permanent, there is a benefit available for that permanent injury. The types of benefits you might be entitled to in indemnity compensation can be highly variable depending on the type of injury, how long it prevents you from working, and whether the injury is permanent in nature.

We urge anyone who is having indemnity compensation issues with their workers’ comp insurance company to contact one of our worker’s comp attorneys.

What Does Pain and Suffering Mean?

Pain and suffering is a physical or mental pain or discomfort stemming from your injuries. It could be that you can’t sleep at night because your slipped disc keeps you up from pain. This could cause you to trudge through your days, tired, short-tempered, less cognitively alert. You may have stopped your morning workout routine due to the injury and lack of sleep. Maybe your marriage is suffering as a result, and your family life, too. Anything that has decreased your enjoyment of life as you knew it before the accident can qualify as pain and suffering. Maybe you’ve had to stop volunteering or taking classes because you’re in pain, tired all the time, and can’t focus.

But, you reason, this is not the real you. You only became this tired, grouchy, depressed, constantly-in-pain person as a direct result of the accident you suffered at work. You should be compensated for this very real quality-of- life loss.

Good point. But here’s the trade-off as the workers’ comp system sees it.

Why Can’t I Get Paid for Pain and Suffering?

Workers’ comp was designed to resolve claims between injured workers and their employers quickly and efficiently.

Employees don’t have to prove their employers were at fault, so that makes it easier for them to obtain workers' compensation benefits. That’s good news for the employee.

On the other hand, the trade-off is that employer compensation is usually limited to payments for medical bills and wage loss – not such nebulous things as pain and suffering, which could open a can of worms and leave a lot of room for interpretation and “he said she said.”

However, an experienced workers’ comp attorney can help you classify your issues
to pursue potential payment from legally defined and acceptable options.

For example, if your injuries have developed into a mental or emotional disorder, you might be able to recover for this through worker’s comp. If, for example, you were diagnosed with depression as a result of dealing with all the issues mentioned in the scenario above, you may be able to receive benefits. However, these are potentially considered separate grounds for filing worker’s comp claims and recovering benefits. We urge anyone who finds themselves in this scenario to contact a worker’s comp lawyer.

There are other avenues to pursue compensation for your injuries, too. Avenues you should explore with us (or any knowledgeable workers’ comp attorney):

  • Defective products. If there’s evidence that a defective product caused your injury, we could sue for products liability against the manufacturer of the product. Were you driving a vehicle with a Takata airbag, for example?
  • Toxic substances. Sometimes injured workers can be compensated by bringing a tort lawsuit against the manufacturer of the toxin. Think asbestos exposure and mesothelioma.
  • Was your employer’s conduct intentional and substantially certain to cause serious injury or death of an employee? If we can prove that, we can file a personal injury lawsuit against them.
  • You could also bring a personal injury lawsuit against a third party if, for example, you were making a work delivery and were hit by another vehicle.
  • If your employer does not carry workers’ comp insurance, you could potentially sue your employer for that. With very few exceptions, The North Carolina Workers’ Compensation Act requires that all businesses that employ three or more employees carry workers’ compensation insurance.

Are you beginning to see why we urge injured workers to contact an experienced North Carolina worker’s compensation lawyer? There are so many nuances in workers’ compensation law – too many for the average person to know and understand.

An NC Board Certified Worker’s Compensation attorney can try to make sure that you receive all the workers’ compensation benefits you may be entitled to. Out of the 28,000 lawyers licensed in North Carolina, only 140 claim that designation in worker’s compensation law*. And we have seven of them who practice right here at the Law Offices of James Scott Farrin.

Get a FREE Case Evaluation From NC Workers Comp Lawyers

If you are injured in a work accident, we strongly urge you to contact a worker’s compensation attorney to determine whether you have received all the benefits you may deserve. Your health, your job, and possibly, future benefits could be at stake.

Click here or call us at 1-866-900-7078 for a free evaluation of your case.

P.S. If you think you can’t afford to hire a qualified workers' comp attorney consider this. At the Law Offices of James Scott Farrin, we work on a contingency basis, so you don't owe us an attorney's fee if we don't get you compensation for your claim.

 

*Figures provided by the N.C. State Bar as of December, 2016.

10 Safety Tips for Driving Near Big-Rigs (Some May Surprise You)

A colleague was having dinner with a truck driver recently who shared an alarming story. He recounted the time he had driven more than 18 hours in order to make a deadline. He was so tired that he began to hallucinate while driving on the highway! The truck driver thought that was funny. My colleague did not.

It’s clear the truck driver has never been in a North Carolina courtroom representing an extended family whose lives changed in an instant when some of the family members were killed as a fatigued big-rig driver slammed into their vehicle.

I have a great deal of respect for most truck drivers. Having handled my share of big-rig cases, I can tell you from experience that fatigued drivers are almost always an issue. A big one.

Fatigued Truckers a Major Factor in Accidents

A U.S. Department of Transportation study states that 41% of serious tractor-trailer crashes in the country were caused by fatigued truck drivers, as reported by WNCN.com.

You might remember the two 18-wheeler crashes near the Triangle almost back to back last fall. A tractor-trailer flipped over on I-85 near Hillsboro spewing a load of bananas across the highway. Driver fatigue was the cause. A bridge on I-95 near Smithfield was closed for two weeks when a tractor-trailer rammed into the bridge’s support columns ripping the truck apart and throwing frozen chickens all over the highway. Fatigue, again a factor.

To compound the issue, a U.S. Department of Transportation article suggests that among the most dangerous elemHow ents of fatigue is its ability to sneak up on any driver, not just truck drivers. They evaluated research that showed that truck drivers (like any driver) often can’t assess their own fatigue levels accurately and are unaware of their failing performance behind the wheel, such as drifting between lanes. A driver who drifts off to sleep for just three seconds traveling 65 miles an hour will travel the length of a football field.

Many truckers, themselves, are frustrated by the fatigue issue, blaming it on an industry where 60- to 80-hour workweeks are the norm and even expected. One trucker cited rules written by “a pencil pushing college graduate [who has] never even been in a truck” and trucking industry lobbyists for refusing to adequately address the issues of driver fatigue.

I encourage you to read the USDOT blog Why We Care About Truck Driver Fatigue. Judging from some of the truckers’ comments in response to that blog, it seems they are fed up too.

So what can we do to help ourselves try to stay safe around big rigs?

“One of the hardest parts of being a professional driver, is trying to guess what the guy in the car is going to do next,” offers truck driver and author of a safety article on smart-trucking.com. Here, excerpted from that article, is some simple common sense safety advice on how to share the road more safely with tractor-trailers.

How to Drive Near 18-Wheelers

  1. Do not travel close to a big rig if at all possible. They require a lot of time and distance to stop safely simply due to their size and weight.
  2. Stay out of blind spots. Truckers have a lot of them. Directly in front of the truck (because of the long hood). Directly behind the truck. And especially on the right side of the truck. Truck drivers can see you best when you’re on the driver’s side of the truck.
  3. Do not pass a truck on the right side if possible. The driver is not expecting this. And try not to drive along the right side of the truck because of the large blind spot.
  4. Don’t travel too closely behind a truck. The driver cannot see cars that are directly behind them. You’ve probably seen cars “drafting” behind trucks. Never do this. Ever. If the truck stops, you’re probably going right underneath that truck in what is known as an underride. Underrides often lead to decapitation.
  5. Do not pass a truck, pull directly in front of it, and then immediately slow down. It is difficult for the trucker to see cars over its long hood. This could result in what is known as an override. An override occurs when the truck is unable to slow down fast enough and it is forced on top of the car in front.
  6. Stay away from trucks when they are turning, especially when they are making a right turn. As the trailer follows the truck around a corner, the trailer closes in and will crush anything that gets in the way. There’s a great deal of weight and momentum, which could cause the trailer to track over anything in its path.
  7. If it’s necessary to pass a tractor trailer, pass on the left. Pass the rig quickly, maintaining a consistent speed, and move away from it. The closer you are to the truck, the more potential there is for risk.
  8. In general, try to avoid driving close to large tractor trailers period.
  9. Avoid making sudden moves in the vicinity of trucks. Move slowly and be predictable with your actions. If you need to change lanes or turn, signal well in advance. Change lanes or make your turn when you are away from the truck, where the driver can see you, and clearly see what your intentions are. Signal well in advance of a move, so the truck driver isn’t trying to guess what your next move is.
  10. I would add to this writer/trucker’s list to be courteous. Having represented many individuals involved in trucking accidents, I have met many truck drivers who are diligent and hard-working people working in an industry that can be very hard on you physically and mentally. These are service industry workers who ship fresh produce from farm to table. They are the mail carriers and gas carriers and carriers of merchandise. They work long hours and are away from their families, sometimes for long periods.

NC Truck Accident Lawyers Offer Free Case Evaluation

Studies have shown that, on average, accident victims who hired
a personal injury lawyer received 3.5 times more* compensation for their loss than they would have on their own.

If you were injured in a big-rig accident or know someone who was, contact us immediately or call 1-866-900-7078 for a free case evaluation by an experienced trucking accident lawyer.

 

* Insurance Research Council 1999

How to Stay Safe on NC’s Roads Memorial Day Weekend

 

 

 

Here at James Scott Farrin we are proud to have among us many U.S. military veterans who have bravely fought for our freedoms. We are honored they chose our firm as a career step after serving in the U.S. armed forces.

—James S. Farrin, Founder and President, the Law Offices of James Scott Farrin

 

 

Memorial Day is the unofficial beginning of summer. Pools open. Neighborhood barbecues.  Parades that honor our nation’s military veterans. And it’s a welcomed long weekend.

Last year, spurred largely by cheaper gas prices, AAA estimated that more than 38 million hit the highways Memorial Day weekend – the highest number since 2005.  The downside?

Memorial Day is considered one of the most dangerous weekends to be on the
roads* and marks the beginning of what AAA has coined the “100 deadliest days for teens.

44% of Memorial Day Traffic Fatalities Involve Booze

The National Highway Traffic Safety Administration (NHTSA) says 13% more people die during a typical Memorial Day weekend than on a non-holiday weekend. You can probably guess what they report is a contributing factor.

Booze contributes to 44% of Memorial Day traffic fatalities.

That’s a substantial factor you want to keep out of your travel equation. Even if you are driving stone cold sober, obviously many others are not.

Here are some safety tips from the North Carolina Department of Transportation (NCDOT) to help you travel NC’s roads more safely over Memorial Day weekend:

  • Leave early to get a head start on your drive. Travel at non-peak hours when possible.
  • Stay alert, especially in construction zones. Even if work is suspended, you may encounter narrowed lanes and traffic shifts in work zones.
  • Be patient and obey the posted speed limit.
  • Use alternative routes when possible to avoid traffic congestion.
  • Stay informed. Real-time travel information is available online and over the phone by dialing 511.
  • Don’t drive if you are drowsy. Travel at times when you are normally awake, and take frequent breaks.
  • Avoid distracted driving. When drivers stop focusing on the road ahead, they react more slowly to traffic conditions and are more likely to be involved in an accident.
  • Give yourself a buffer by not following other cars too closely.

If you do enjoy an adult beverage or two, there are many driving services today
across North Carolina that take you and your car home.
Click here for contact information.

“100 Deadliest Days” Begins Memorial Day

According to AAA, the 100 days between Memorial Day through Labor Day are the “100 deadliest days” for teens. That’s partly because teens are out of school and more of them are behind the wheel. The other reason is that many are driving distracted. Texting, talking, or generally not paying attention. And they’re inexperienced.

Jurek Grabowski, Research Director for the AAA Foundation for Traffic Safety explains, “Every day during the summer driving season, an average of 10 people die as a result of injuries from a crash involving a teen driver.” Research shows that distraction continues to be one of the leading causes of crashes for teen drivers.

You Can Help Curb Distracted Driving

Cars.com reports that half of all teen drivers will be involved in a crash before graduating from high school.

Distracted driving among teens is your problem. It’s my problem. It’s everyone’s problem. Here are some things each of us can do to help try to encourage teens to break this deadly habit.

  • Practice what you preach. Don't drive distracted yourself.
  • Start discussions early on, well before teens reach driving age.
  • Take advantage of some of the latest apps (some are free) and tech gadgets that can help make it easier for teens (and all of us) to avoid using phones while behind the wheel.
  • Visit the org (End Distracted Driving), a non-profit organization started by the father of a 21-year-old daughter who was killed by a distracted driver. And print and display their YES! I WILL family pledge and safe driving agreement.
  • Visit aaa.com/NCfor safety resources for your teen drivers.

Get a FREE Evaluation From NC Car Wreck Attorneys

If you or someone you care about was injured in a car wreck during Memorial Day or any other day, contact an experienced car wreck lawyer.

Studies have shown that, on average, car accident victims who hired a personal
injury lawyer to represent them received 3.5X more compensation for their loss
than they would have on their own**.

Contact us now for a free case evaluation to see if we can help or call us at 1-866-900-7078.

 

* According to Yahoo, other deadly days to drive are Black Friday, NFL game days, the beginning of Daylight Savings Time, New Year’s Day, July 4th, Thanksgiving, Christmas, and St. Patrick’s Day.

** Insurance Research Council 1999

 

Scam Targeting Your Social Security Benefits. What You Should Know.

Have you received a suspicious call from someone stating that they are an Office of the Inspector General (OIG) investigator? Don’t buy it.

The Social Security Administration and the Office of the Inspector General have received numerous calls from people who have reported receiving such calls.

These are very likely scammers and should be reported immediately.

Reports say the caller will identify himself or herself as an “officer with the Inspector General of Social Security and that your Social Security account, Social Security number, and/or your benefits are being suspended. The caller instructs the person to call a non-SSA number to resolve the issue. When you call the number, the person answering claims there’s a warrant for your arrest. This person then tries to strong-arm the caller to purchase iTunes or other gift cards or prepaid banking cards, for hundreds of dollars, and to provide the card information to him or her to resolve the warrant.

Here is what the OIG advises:

  • Avoid calling any number provided by a suspicious source, as the unknown source might pressure you to provide your personal information, or to make a payment or purchase for fictitious reasons.
  • Avoid making payments over the phone or purchasing gift cards or bank cards to resolve government or business matters.

If you get a suspicious call from someone claiming to be from the OIG, report that information to the OIG at 1-800-269-0271 or online via https://oig.ssa.gov/report.

For that matter, any suspicious communication — a phone call, email, letter, or text – claiming to be from the SSA or the OIG, contact your local Social Security office, or call Social Security at 1-800-772-1213, 7 a.m. to 7 p.m., Monday through Friday to verify whether it is a legitimate call.

Why File a Lawsuit After My Car Wreck? Can’t I Negotiate on My Own?

For the vast majority of our car accident clients, the last thing they dreamed they’d ever do is file a lawsuit because they were injured. But sometimes, when you are injured your world can spiral downward fast.

You may have to take off work for medical appointments. You may have had to go to the hospital and get X-rays or surgery. That’s expensive. You might have to miss work for an extended period of time. You may not even be able to go back to your regular job. But you still need to put food on the table, pay the light bill, and pay your mortgage or rent.

Are You in Good Hands Negotiating on Your Own?

You assume you are in good hands with your insurance company. After all, they’re on your side, so you see no problem trying to negotiate on your own. Unfortunately, you may not be in such good hands. Here are the depths some insurance companies have stooped to with our clients, based on actual accounts.

Sometimes insurance companies try to delay liability decisions.

Our firm represented a client who suffered a significant fracture in an accident and was out of work for a long time. She went through surgery, treatment and physical therapy and had very good coverage of $250,000 liability. Our hope was that once she was done treating and we sent the demand letter to the insurance company, it wouldn’t be any problem getting her full benefits. But as often happens with these companies, weeks went by and we heard nothing. Finally the insurance adjuster said he could not make an offer because her injuries were prior to the accident. The adjuster demanded we prove her injuries were accident-related, even though the doctor indicated in her notes that the injury was caused from the accident. We went into litigation with our client. She was angry with the insurance company because she had to wait so long, but she was not going to settle for just anything.

Sometimes insurance companies have wrongfully denied claims.

We had a client who was hit by a truck while she was riding a bike. Despite overwhelming evidence that their insured was guilty, the insurance company denied liability. It was our belief that one of the reasons the insurance company maintained their denial was because they were counting on a jury to penalize our client because she didn’t speak English. We hired an accident reconstructionist who concluded that the truck driver was at fault in the accident*.

We’ve seen some insurance companies try to trap claimants into a quick low-ball settlement.

When a colleague called to make initial contact with a new client, he said his insurance company sent him a check and that he cashed it that morning – not knowing any better. It was money in the mail and he didn’t think twice about it – so he took it to the bank. What people don’t realize is that once you cash that check, you’ve settled. The insurance company didn’t give him a chance, but what’s worse is the check was only for $500. Unfortunately we’ve seen this happen a lot.

Sadly, the injured person is often caught in the middle with little experience or knowledge of how to try to get the compensation they may deserve.

I can tell you from experience, the insurance company is almost never going to
give you what your case may be worth if you are negotiating on your own.

That is why we urge people who have been injured in a car crash through no fault of their own to call us and tell us about their situation. The case evaluation is free. Should you decide to retain us to represent you, in most cases, you will not go to trial. However, it is best to be prepared to go to court if that is what it takes to try to get the insurance company to compensate you fairly.

Claims Process from Beginning to End

Here is a brief step-by-step overview of what happens after you call our offices and we take your case. Most of the time it is not necessary to go to court. But sometimes, if the insurance companies aren’t willing to pay what we think your claim is worth after good faith negotiations, we will go to court. And they know that.

Negotiating Your Claim

The at-fault insurance company will contact us to offer a settlement amount. As you might imagine, it is rarely what the client really needs, so we negotiate for the payment we believe your case is worth.

If negotiations fail and the parties cannot come to a settlement agreement, the next option may be to file a civil lawsuit in court. Filing a lawsuit and preparing a case for trial is a methodical step-by-step process and must be done in precise order. Just because you file a lawsuit, however, does not necessarily mean you will go to court.

Filing a Lawsuit in North Carolina

The first step is to file a lawsuit against the at-fault driver. You, the injured person filing suit, are the plaintiff and the at-fault driver is the defendant (the person being sued). Once the lawsuit is filed, the suit must be served on the defendant. The defendant then has a certain amount of time to answer the lawsuit and the allegations in it.

Discovery

After the defendant files an answer, both parties exchange what is known as discovery. Discovery occurs before trial, and it is the time for both sides to obtain information from each other. This includes interrogatories (a list of written questions) and requests for documents. There can be many sets of discovery back and forth between both sides, and sometimes this can go on for several months. The purpose is to get all the information needed to support your case and for the defendant to get information to defend himself.

Depositions

Once written discovery is completed depositions come next. The deposition does not happen in a courtroom or in front of a judge. Rather, these are typically taken in an office setting. In an effort to prepare for trial, the defense attorney will ask you questions about the case, about medical treatment, bills, lost wages, and other things related to your claim. Your attorney is with you during the deposition and will have a chance to object to questions they feel are unnecessary. Deposition testimony is given in front of a court reporter, who prepares a transcript of everything said. Depositions work both ways, meaning your attorney will also ask questions and “depose” the defendant. Any witnesses are deposed in the same manner.

Mediation

Your case will be filed in either District or Superior Court. In Superior Court, once discovery is complete, the parties are required to attend mediation. A mediation is a settlement conference which usually takes place in an office setting, not in court.

A neutral third party (who is also an attorney) tries to bring both sides to an agreeable solution. This person is called a mediator. During mediation, both parties begin in the same room and present their side of the case. The mediator then explains his role – to try to bring both parties to a satisfactory resolution. After both sides have been presented, the parties go to separate rooms. The mediator goes back-and-forth from room to room to discuss and negotiate the other party’s position, including offers and counteroffers. Many cases resolve in mediation.

If your case is filed in District Court the pretrial process tends to be a bit less complex. Some counties require that District Court cases go before an arbitrator. The arbitrator conducts a short hearing and then decides the case. The arbitrator’s decision is not binding and either party may appeal the decision and ask for a jury trial.

Jury Trial

When the case does not settle at mediation or is appealed from an arbitration hearing, the last step is a jury trial. The court will set the trial date and both sides must be ready by that time.

We advise clients never to go into litigation under the assumption that their case will settle and bring them more money. Litigation is a rigorous process and we urge clients to assume that the case will go to trial and that they should be committed to the process.

By the same token, we will willingly go to trial to fight for what we believe our clients potentially deserve.

In fact, many of our clients have come to know us as their champions. Our lawyers have more than 450 years of combined legal experience. Many of our attorneys have at least 20 years’ experience, and some were formerly defense attorneys for the insurance industry – so they’ve seen the law from both sides.

Free Case Evaluation from North Carolina Auto Wreck Law Firm

If you have been injured in a car wreck, you will need compensation to help pay for your injuries. Filing a lawsuit does not mean you will necessarily have to go to court. Most cases can be resolved before it gets to that point.

Call us at 1-866-900-7078 for a FREE case review, or click here to contact us right away.

 

* Cases or matters referenced do not represent the law firm’s entire record. Each case is unique and must be evaluated on its own merits. The outcome of a particular case cannot be predicated upon a lawyer’s or a law firm’s past results. These are specific examples of experiences we have had with some insurance companies, adjusters, clients, or others. These stories do not necessarily represent any industry or employer as a whole. These descriptions of events are based upon the recollections of individual staff members. Client identities have been removed or changed to protect their privacy.

 

5 Things Your Insurance Adjuster Doesn’t Want You to Know (But We Do!)

People who have been injured will often come to us after they have tried to deal with the insurance companies themselves.

They may be frustrated with the lack of timely response from insurance adjusters. Some tell us the insurance company will not offer them enough to cover their medical expenses and other damages. Sometimes people are simply overwhelmed by the amount of phone calls, paperwork, follow-up, and excessive bureaucracy just to try to get the insurance company to cover damages. We know how they feel. We have dozens of people here who play paper chase with the insurance companies all day every day.

Here are some statements we often hear from people who call us for help. These are people who have never dealt with insurance adjusters and claims-filing entities. We work with these types every day. (Some of us used to work on the other side!) Here is what you need to know about your “friendly” insurance adjuster. And your “good neighbor” insurance company.

  1. The insurance adjuster handling my case seems very nice and is even willing to settle as soon as possible. But the settlement amount is so low. 

    The adjuster is not your friend and neither is the insurance company. Most insurance companies are in business to make money. The less money the adjuster offers you to pay your damages, the more money insurance companies keep for themselves. Fact is, it is part of an insurance adjuster’s job description to offer you as little as possible. Adjusters may seem pleasant and sympathetic to your circumstances. Perhaps they are. But the bottom line is you are not signing their paychecks.Adjusters go through intensive training programs to learn the art of negotiation. They can get very detailed, even covering the psychological aspects of negotiating in many instances.Insurance companies have auditing systems that show how much their adjusters paid out to claimants, based on the medical reports and what they can mitigate in their claimants’ files. Sometimes the adjuster’s pay can be tied to whether or not they meet the criteria the company has devised as “best practices” for payouts.

  2. My adjuster said a lawyer won’t do anything more for me other than drag my case on and on. 

    Insurance companies do not want you to hire a lawyer. If you hire a lawyer, they know they may potentially have to pay you more money. They know we know what you need to know. They will call us ambulance chasers, sharks, greedy, and all kinds of names to try to prevent you from getting legal advice. And they certainly don’t want to go to court to try your case in front of a jury. The one thing insurance companies do not like is uncertainty. And juries are by their very nature an uncertainty. We will go to court in a heartbeat if we think it will help you get the compensation you may deserve. That is something the insurance companies don’t want to hear.

  3. My pre-existing shoulder condition prohibits them from paying me the full extent of my shoulder, neck, and back injuries. 

    Ah! The pre-existing condition. That’s an oldie goldie. We know better than to fall for that one. Some of our employees used to be insurance adjusters. Here’s what one of them had to say about this tactic:“As a former insurance adjuster, our job was to gather the evidence and point out all the potential negatives to try to reduce the payout. If a claimant had a prior neck problem, and the wreck caused an injury to their neck, we would argue that they may have caused aggravation to the neck so we would not offer 100%. Same with degenerative issues. We would focus on that to reduce payout.”The reality is many times pre-existing conditions are not an issue. But if the pre-existing condition becomes a real issue, we simply consult with our Johns Hopkins-trained registered nurse Attorney Naa Atsoi Adu-Antoh. She leads our firm’s medical review team – a team we believe is fundamentally important in our efforts to analyze clients’ medical issues as they relate to their legal cases.

  4. My adjuster told me that after I pay an attorney’s fee, I would probably get less than their offer. 

    An insurance adjuster might try to get you to buy into all kinds of assumptions. They are highly trained professional negotiators. They might challenge you to take them to court. “You just wait and see,” they might say, pretending like they welcome the chance. They might play the “take it or leave it” or “that’s my final offer” card. They might try to confuse you with all kinds of data and analyses and algorithms their statisticians have determined are “reasonable and fair” based on your medical bills and circumstances. They are banking on the fact that you won’t understand any of this. The list of deny and delay tactics is long. Yet it is effective in many instances! Not with us. We don’t scare. (And we understand their algorithms.) If it’s in your best interest, we don’t back down.

  5. Studies have shown that, on average, car accident victims who hired a personal injury lawyer received 3.5 times more compensation for their loss than they would have on their own1.

  6. The insurance company said to go ahead and take them to court. Facts are facts, and in my case, the facts are against me. 

    Court is expensive. That is among the main reasons insurance companies typically want to settle your case quickly. Yet they may not let on that they would rather settle than go to court in most cases. Even so, they may still discount the amount they potentially owe you for damages. They are assuming that you probably have no idea what you are potentially owed. They may try to make you believe they can only compensate you for medical expenses. Not other damages like mileage to and from your medical appointments, lost time from work, prescriptions, and loss of the use of your vehicle. And sometimes pain and suffering. You won’t hear those options voluntarily from the adjuster. But you will from us. And then some.

Insurance Companies Keep Millions by Limiting Payouts

The bottom line is this. Many insurance companies are all about their bottom line. They hold millions, and in some cases billions of dollars in reserves and earn interest and dividends on these assets. Many also have shareholders to answer to – large major shareholders like investment banks and mutual fund firms. Shareholders like to keep investing in profitable companies.

Sadly, it boils down to this. The insurance company is taking care of the shareholder and investor. The adjuster is taking care of the insurance company who gives them a consistent paycheck. Who is taking care of you?

You need to take care of you. We can help. Make sure you take care of your interests by consulting with an experienced personal injury attorney who knows how to deal with these issues.

Why Choose James Scott Farrin for NC Personal Injury, Workers’ Comp or Social Security Disability Claims?

It starts with great people. We have nearly 40 accomplished attorneys, many of whom have won awards for their service and advocacy inside and outside the courtroom, including Best Lawyers “Best Lawyers in America” 20172 and “Lawyer of the Year” 20173; “Super Lawyer” 20164 by North Carolina Super Lawyers Magazine, and Business North Carolina’s “Legal Elite 2015”5.

They’ve authored books, spoken at seminars for other attorneys, and some are sought by the media for their legal expertise. One is admitted to practice before the U.S. Supreme Court. All are advocates dedicated to fighting tooth and nail for each and every client.

We’ve gone to great lengths to help make sure we know how the “other side” operates by hiring attorneys who’ve represented insurance companies and large major corporations.

We also think it’s important that we have attorneys who are bilingual (as are many of our paralegals and staff).

Experienced NC Accident Attorneys Evaluate Your Case FREE

If you’re getting the run-around from your insurance adjuster or feel your best interests are not being considered, contact us or call 1-866-900-7078.

 

1  Insurance Research Council 1999

2, 3 For more information about rules for inclusion visit www.bestlawyers.com

4 For more information about rules for inclusion visit www.superlawyers.com

5 For more information about rules for inclusion visit www.businessnc.com

Cinco de Mayo – 5 Ways to Stay Safe on the Roads

True or false.

Cinco de Mayo is:

  • The date of Mexico’s independence from Spain’s 300-year rule
  • The date of a famous battle fought against the French in the state of Puebla
  • Celebrated widely in Mexico with Coronas, Margaritas, and churros
  • A relatively uncelebrated holiday in Mexico except for one state in Mexico

If you’re like some Americans, you would have assumed that the first choice was true – that Cinco de Mayo is Mexico’s Independence Day. You would be wrong. That day is celebrated on September 16th.

Cinco de Mayo is the date a famous battle was fought against the French in the Mexican state of Puebla. It is not widely celebrated in Mexico except for in the state of Puebla in which the battle was fought. So the answers are false, true, false, true.

Before we highlight the trouble you can potentially get into on North Carolina’s roadways during Cinco de Mayo here’s a quick history lesson of why that day is celebrated mostly in the Mexican state of Pueblo rather than throughout the entire country of Mexico and why it seems to be a more wide-spread celebration in the U.S.

Why is Cinco de Mayo Celebrated?

During the Franco-Mexican War in the late 1800s, a ragtag group of fighters in the Mexican state of Puebla successfully stood their ground against a larger force of well-armed French soldiers. Surprisingly, the motley crew of Mexican fighters (many reportedly armed only with machetes) experienced an unexpectedly small number of casualties (1 in 5) and forced the French to retreat. The outcome was unexpected. The day was May 5th and is celebrated today as the Cinco de Mayo holiday. While the schoolchildren have the day off throughout Mexico, the holiday is optional and not widely celebrated except for in the Mexican state of Puebla where the band of soldiers held off the French army.

In the United States, however, Cinco de Mayo has evolved into a popular celebration of Mexican (and Hispanic/Latino) culture and heritage, particularly in areas with above average Hispanic populations. In North Carolina the larger cities with above-average Hispanic populations (the average Hispanic population in NC is 8.9%) are Winston-Salem, Charlotte, Durham, and Raleigh. And roughly 60% of those 890,000 Hispanics in North Carolina are of Mexican descent.

Festival Fanta Charlotte Celebrates Hispanic/Latino Culture

Cinco de Mayo traditions throughout the state generally include family-friendly parades, mariachi music performances, and street festivals. The Festival Fanta, for example, is a major celebration of Hispanic/Latino culture held at McAlpine Creek Park in Southeast Charlotte.

Cinco de Mayo and North Carolina Highway Safety

Yet along with all the family-friendly fun involving any celebration where alcohol is present, Cinco de Mayo has evolved into one of the most dangerous times to be on the road across the U.S. and North Carolina.

In the U.S. this holiday has generally been celebrated with margaritas, tequila, and Mexican beer among other types of cocktails. Any time alcohol is involved in a celebration, there’s potential for alcohol-related traffic accidents and deaths.

Alcoholalert.com reports that one-third of all traffic fatalities on North Carolina’s roads involve alcohol.

Drunk Driving Penalties

In North Carolina, the penalties for driving while intoxicated can be steep. If blood alcohol content (BAC) is above 0.08% for a driver over 21, it can lead to fines, a suspension of your license, an increase in car insurance rates, and even jail time in more serious cases. (Drivers under 21 who have been drinking face an automatic penalty, no matter what their BAC is.)

However these penalties pale in comparison to the lifelong guilt many offenders have shared that they have to endure as a result of their reckless actions toward innocent victims.

Damages from accidents attributed to drunk driving can be devastating for victims and the person at fault. Truth be told, it can be devastating for those of us who legally represent these victims and their loved ones. Injuries can range from broken bones to serious traumatic brain injury, spinal cord injury and in some cases, death. We see this all too often and sometimes these cases are difficult to put behind you.

5 EASY WAYS to Prevent Alcohol-Related Accidents

Here are some tips to try to help keep yourself and others safe during Cinco de Mayo (and any other party, event, or holiday that involves alcohol. These are very easy and convenient to do.

  1. Designate a driver. Driving sober is driving safer. Have someone sober willing to hold the keys and get you home as safely as possible, or use a ride share service like Uber or Lyft or other sober ride home service like the ones listed here.
  2. Take away the keys of intoxicated friends. Don’t argue with them about this. You cannot reason with a drunk person. Offer to call cabs or utilize public transport for them to get home. Putting drunk drivers on the road can potentially endanger them and others.
  3. Drive defensively. Even if you are driving sober, there are most likely others on the road who may not be. Be observant, observe speed limits, and always report any unsafe driving to the authorities.
  4. If you’re hosting a Cinco de Mayo party make sure you designate a sober driver to take intoxicated guests home safely. Or contact other sober ride services. You could be liable if a guest injures someone after leaving your house impaired.
  5. Download our sober ride page. It offers information on alternative transportation that will take you and your car home after one too many.

NC Car Wreck Lawyers Evaluate Your Claim FREE

If you or a loved one has been the victim of a drunk driver who prioritized recklessness over the safety of themselves and others on the roads, contact us today or call 1-866-900-7078, and we’ll evaluate your case free.

Enjoy celebrating Mexican and Hispanic/Latino culture and all it has to offer. Just make sure you try to stay safe out there from those who have enjoyed it a little too much.

 

Should I Talk to the Insurance Company After My Work Injury?

When you sustain an injury on the job it’s crucial to report your injury to a manager or supervisor right away. You should also file a Form 18 with the Industrial Commission, which can be submitted electronically. Click here for Form 18.

In order for your case to be accepted, the insurance company must follow an investigative process to determine if your case will be accepted or denied. They will review medical records regarding the injury and talk to your employer. They will also talk to you by phone to obtain what is known in the workers’ comp industry as a “recorded statement.”

The recorded statement is a key phone call for them – and for you. What you say can lead to acceptance of your claim or denial.

Be careful how you explain what happened to cause your injury. And be careful how you answer seemingly harmless questions. You want to tell the truth, of course, but we have seen instances where the insurance adjuster spun the truth out of context in their efforts to deny claims.

What is a recorded statement?

The first contact you have with the workers’ comp insurance adjuster will likely be in the form of a recorded statement. The adjuster will call you and ask your permission to ask you questions over the phone while they record the conversation.

The recorded statement should be approached with great caution, and it is prudent to consult with an attorney prior to providing one. Here’s why.

The insurance adjuster is NOT on your side.

The primary purpose of the questions the adjuster asks during the recorded statement is to gather facts and information about your workplace accident. The adjuster might try and use this information to deny your claim.

That is why it is so important to be careful what you say and how you say it – and why we urge people to contact a workers’ comp lawyer before anything is said in that recorded statement.

“Anything unusual happen?”

Let’s say, for example, after you describe your work accident the adjuster asks you if anything unusual happened. Were you doing a task that is part of your regular job and were you doing it the way you normally would? The purpose of this question is not to judge whether or not you are a conscientious and careful employee. The answer you give might be directly related to the compensability of your case. In order for an injury to be considered compensable, there must be an “injury by accident,” which means that something out of the ordinary or unusual must have happened.

“Unusual” to the insurance company might mean that one particular shelf you were stocking had been moved higher than usual and you lost your balance and fell while reaching. To you, reaching for a high shelf is all in a hard day’s work. So you might reply that nothing unusual happened. Unusual to you might mean the electricity went out and you were stocking shelves in the dark.

If you tell them you were doing your job as usual at the time of injury and omit to report any unusual circumstances, such as the shelf having been moved a bit higher than normal, your case may potentially be denied.

To the insurance company, this critical piece of information could be a key factor in accepting or denying your claim. Adjusters know you are not aware of this. But they know we are!

There are a few exceptions to the “injury by accident” requirement. Different rules apply for injuries to the neck and back, hernias, and repetitious motion injuries such as carpal tunnel syndrome.

The most important thing that you have at the beginning of a recorded statement is your good word, and you need to make sure the adjuster is not distorting your word. Be honest, brief, stick to the facts, and don’t editorialize, i.e., “I didn’t get much sleep last night, and was feeling more tired than usual.” Be aware, we’ve seen some adjusters try to veer off-track and make judgments about the incident, i.e. “Were you taking anything like cold medicine?”

Why consult with an experienced workers’ comp attorney?

This is just one example of the hundreds of nuances of workers’ compensation law. That is why we urge anyone who is faced with giving a statement to an insurance representative to consult with a workers’ compensation attorney first. We can try to help you understand the types of questions you may be asked and possible pitfalls and nuances in language to heed. We can also be part of the conversation during your recorded statement. If inappropriate questions are asked we can object.

Get a FREE Evaluation From a NC Workers’ Compensation Lawyer

Not only do we have many experienced workers’ comp attorneys who deal with these issues every day, we have seven North Carolina Board Certified specialists in workers’ comp law. Many of our staff used to work for the insurance companies – and two worked at the NC Industrial Commission. There’s something to be said for that kind of inside experience.

Before you talk to any insurance representative, especially on a recorded statement, contact us or call 1-866-900-7078. We’re available to take your call 24/7.

 

PS: For the record, you have the right to decline a recorded statement and provide a written statement instead.

Have You Relaxed Car Seat Rules Now That Your Baby is Older? Don’t! Here’s Why.

While driving in to the Durham office, I saw something that irritates me even more than texting while driving. A woman (I assumed she was a mom) had her little girl, who could not have been more than 5 or 6, in the front seat of her Beamer traveling down a very busy four-lane road.  Without a car seat. Seriously? I wanted to shout out:

“HEY MOM! DID YOU KNOW YOUR CHILD IS 24X MORE LIKELY TO DIE IN A CAR ACCIDENT IF NOT PROPERLY RESTRAINED?

(Sorry for shouting in all caps. But I get worked up every time I think about it.)

If she had my job as a personal injury lawyer she’d think twice about her irresponsible, reckless, and potentially life-threatening decision.

We have represented far too many forever broken families whose children have died or been paralyzed or brain damaged as the result of car accidents. It can happen in a split second. And often it can be preventable.

“Just going down the street…”

Too often, parents might tend to loosen the rules a bit if they’re just going down the street. What some may not realize is that more kids get hurt when parents are running routine errands like going to daycare or the grocery store – or carpooling to school – than are injured on longer road trips. Safekids.org reports that 75% of car crashes affecting children happen within 25 miles of home. And 60% of crashes occur on roads with posted speed limits of 40 mph or less.

Many accidents and some child deaths happen at speeds of less than 25 MPH.

Children are not fully developed physically and are less able to withstand the impact of a car crash, compared with an adult. According to research conducted by the Children’s Hospital of Pennsylvania, because air bags (and seat belts) were designed to protect average-sized adult males and NOT children, they can be extremely dangerous to infants or young children seated in front of them. Moreover, they report that children exposed to air bags during a crash are twice as likely to suffer a serious injury. Many people may be surprised to learn that a crash of less than 30 MPH can cause severe harm or death to a child as a result of airbag deployment. Why?

The technology used to deploy airbags is similar to the technology in some rocket boosters!

Keeping North Carolina’s Young Children Safer in the Car

Because of the position of airbags, children under 13 are safest when placed in the back seat, according to the American Academy of Pediatrics (AAP).

Never place an infant in a rear-facing child safety seat in the front seat with an air bag. In a crash, the air bag comes out of the dashboard with its force directed at the back of the infant's head if riding in the front passenger seat.

Kids need to be in a rear-facing car seat until they’re 2 years old. A 2007 study in the journal Injury Prevention showed that children under age 2 are 75% less likely to die or be severely injured in a crash if they are riding rear-facing in the back seat. The American Academy of Pediatrics (AAP) advises parents to keep their toddlers in rear-facing car seats until age 2, or until they reach the maximum height and weight for their seat.

Keep most kids in a belt-positioning booster seat until they are 4 feet 9 inches tall and are between 8 and 12 years old, says the AAP. Only 20% of parents put children ages four to eight in booster seats, even though safety experts recommend it. The result of this is that kids between the ages of four and eight actually face a bigger risk of dying in a car accident than a child under the age of three, according to an article in parents.com.

If you don’t have enough room in the back of your car to safely transport the number of children who need to travel safely, visit a car seat check station in your area (typically the local police or fire station) where a trained expert will help evaluate your situation. Click here for Safekids.org safety check stations in North Carolina from Dare County in the Outer Banks to Cherokee County to the west.

5 Car Safety Tips for Kids 13 and Up

(That includes your college-aged “kids” and even you.)

  1. Move the front seat as far back as possible from the dashboard.
  2. Passengers 13 and up need to wear a lap and shoulder belt when riding in the front seat. Air bags are designed to work with the lap and shoulder belt to protect the occupant.
  3. Teach your child not to lean forward to change the radio station, insert CDs, or plug in their phones.
  4. Insist your child sit upright against the seatback, with the seat belt snug at all times.
  5. Find out what you need to know about air bags when buying a used car. Some, such as Takata have been recalled on thousands of vehicles.

We’re lawyers, but we’re parents too. It is beyond heartbreaking when we have to represent a mom and dad who has lost a child in a car crash, no matter what age or circumstances. I am adamant about safety rules in the car (especially teens texting and driving). Maybe it’s because of the brokenness I have seen as a lawyer – brokenness that didn’t have to happen. And it can happen just like that.

Get a FREE Case Evaluation from NC Car Crash Lawyers

We have represented far too many clients with children injured in car crashes. Their stories are heartbreaking. If your child or anyone in your family was injured in a car wreck, please have them contact us immediately or call 1-866-900-7078. We are available 24/7 and will evaluate the situation for FREE.

Contact Information

Raleigh Law Office

5848-100 Faringdon Place
Raleigh, NC 27609
Phone: 919-834-1184
Toll Free: 1-866-900-7078

Durham Law Office

280 South Mangum Street, Suite 400
Durham, NC 27701
Phone: 919-688-4991
Fax: 800-716-7881

Fayetteville Law Office

517 Owen Drive
Fayetteville, NC 28304
Phone: 910-488-0611
Toll Free: 1-866-900-7078

Charlotte Law Office

1001 Morehead Square Drive, Suite 350
Charlotte, NC 28203
Phone: 704-599-1078
Toll Free: 1-866-900-7078

New Bern Law Office

1505 South Glenburnie Rd, Unit P
New Bern, NC 28562
Phone: 252-634-9010
Toll Free: 1-866-780-3422

Greenville Law Office

702 G Cromwell Dr.
Greenville, NC 27858
Phone: 252-355-5205
Toll Free: 1-866-780-3227

Greensboro Law Office

300 N. Greene Street, Suite 850
Greensboro, North Carolina 27401
Phone: 336-665-7072
Toll Free: 1-866-900-7078

Goldsboro Law Office

214 South William Street, Suite 3
Goldsboro, NC 27530
Phone: (919)-731-2581
Toll Free: 1-866-900-7078

Henderson Law Office

514 Dabney Drive, Suite 200
Henderson, NC 27536
Phone: 252-492-4600
Toll Free: 1-866-900-7078

Roanoke Rapids Law Office

709 Julian R. Allsbrook Highway
Roanoke Rapids, NC 27870
Phone: 252-537-9670
Toll Free: 1-866-900-7078

Rocky Mount Law Office

3202 Sunset Avenue, Suite B
Rocky Mount, NC 27804
Phone: 252-937-4730
Toll Free: 1-866-900-7078

Sanford Law Office

703-B South Horner Boulevard
Sanford, NC 27330
Phone: 919-775-1564
Toll Free: 1-866-900-7078

Wilson Law Office

2315 Airport Blvd Suite A
Wilson, North Carolina 27896
Phone: 252-246-9090
Toll Free: 1-866-900-7078

Winston-Salem Law Office

301 N. Main Street, Suite 2409-C
Winston-Salem, NC 27101
Toll Free: 1-866-900-7078